Guys I love your podcast. I am in my mid-twenties and have just purchased my third property with my partner, with a view now to hold these and pay down debt to further build equity. We have facilitated our purchases thus far through savings and building equity through renovating. I thought I was serious about our strategy until I relistened to your ABCD pillars and realised our cash flow management isn’t up to scratch. I used to budget fastidiously in uni but since I started earning a full-time income I’ve become slack. So now I’m sitting here on a Saturday morning with a coffee, listening to your old podcasts on the fundamentals and doing a cash flow budget. I’m already seeing that we can allocate even more than I thought to debt repayment on our primary residence if we manage other areas more tightly (yes, eating out is the main area). Thanks so much for your universal advice and for treating twenty-somethings as people too. Keep it up! P.S. go the Pies. – Kate, August 2018
August 27, 2018
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