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525 | From Paper Rounds to a 4-Property Portfolio: Why You Need to Pick up the Phone – Chat with David

By in Podcast, Property Investment, Summer Series

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How do you feel about making a decision when you don’t know how the story ends? 

This thought-provoking question from Bryce captures the essence of our latest Summer Series episode, where today’s guest, David (or Dave), shares how he set himself apart by doing something simple yet powerful: 

📞 Picking up the phone. 

As we wrap up for Christmas, we’re bringing you an inspiring story that highlights the life-changing power of action.

From selling his car to fund a mortgage, trading properties across borders, and even reflecting on the opportunities he missed—David’s journey is filled with valuable lessons. 

Would he change any of it?

Absolutely not.

Join us as David takes us through his story:

✨ Buying his first property at just 21 years old

✨ Traveling the world while managing a mortgage

✨ Battling spruikers, learning from mistakes, and much more! 

It’s an episode for anyone who’s ever envied those “BBQ success stories” and wondered what separates the doers from the dreamers. Tune in now to discover the actionable steps behind successful investing. 😊 

Free Stuff  

  • Excited to meet the rest of our incredible Summer Series guests?
    Catch up on all the inspiration and insights from our previous series right here! 🎧

 

Timestamps  

  • 0:00 – From Paper Rounds to a 4-Property Portfolio: Why You Need to Pick up the Phone – Chat with David   
  • 1:23 – Welcome Dave! 
  • 1:55 – How picking up the phone set Dave aside…  
  • 3:03 – Money Story: From paper rounds to finding his passion for commerce  
  • 9:02 – Buying his first property at just 21!  
  • 10:08 – 25 years that turned into $4.1M 😱 
  • 12:55 – What pushed Dave to leap onto the property ladder 
  • 13:28 – How he held his property while travelling to Canada  
  • 14:55 – Doubling in value over 10 years  
  • 17:16 – What Dave wishes he’d had before he’d taken action 
  • 18:22 – Trading upwards, travelling and buying land in Terrigal 
  • 20:21 – Getting spruiked by a Buyers Agent?!  
  • 21:45 – The sales pitch that sold Craigieburn, VIC 
  • 27:04 – Pulling the levers and buying over the border in QLD  
  • 30:02 – If he knew what he knew in 2018…  
  • 32:35 – “The program is a god send”: How Moorr has transformed his money management!  
  • 33:55 – The biggest takeaway Dave’s gotten from The Property Couch  
  • 35:59 – Why EVERYONE is an expert at BBQ conversations  
  • 38:30 – Listen to this if you’re trying to get onto the property ladder! 
  • 42:47 – How much value does Dave now place in an advisory team? 
  • 44:56 – Who should invest in an SMSF?  
  • 47:18 – Dave’s north star: What’s driving him over the next 20 years?  
  • 50:50 – The #1 golden piece of advice he’d give! 
  • 52:03 – What an aspiring Australian mindset looks like!  
  • 53:38 – Did his siblings take action?  
  • 55:50 – Thank you Dave! It’s a testament to transparency and taking action when the outcome is unknown…  
  • 59:11 – Merry Christmas, folks! We’re grateful to our amazing TPC community 🎅 

 

524 | Saving More WITH a Mortgage: Proof That It’s Possible to Go from Living Paycheck to Paycheck to Investing in Property – Chat with Clinton

By in Podcast, Property Investment, Summer Series

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 “We weren’t criminals by any means, but that’s just how it was.” – Clinton 

Growing up, today’s inspiring Summer Series guest, Clinton, faced such strong feelings of embarrassment and a reality with little to no money.   

His family couldn’t afford car registration — and the fear of fines led them to “duck their heads and pretend we were in an empty car.”  

That lasting feeling of shame, a five-figure bank receipt, and a memorable Christmas present became the catalysts that set Clinton on his journey to financial freedom. 

In this special episode, you’ll hear: 

✅ Learning as you go: Clinton’s journey from first jobs to first apprenticeship 

✅ The life-changing personal loan that changed his perspective on debt 

✅ Dodging spruikers: How Clinton self-educated and built his property knowledge 

✅ Breaking into the Cairns property market: How Clinton and his partner, Alana, took this competitive leap 

✅ Saving more WITH a mortgage: The strategy that’s helping them save for their next investment and stay focused on their financial North Star 

For a motivational story about the power of self-determination, the importance of mentors, and how one small town can change your life, tune in now! 

Free Stuff  

  • New Book Incoming:  
    We’re updating our best-selling book, The Armchair Guide to Property Investing. If you haven’t read it yet, download your free copy now and keep an ear out for the new and improved version in 2025!  

Timestamps  

  • 0:00 – Saving More WITH a Mortgage: Proof That It’s Possible to Go from Living Paycheck to Paycheck to Investing in Property – Chat with Clinton 
  • 1:31 – Welcome Clinton!  
  • 2:26 – Money Story: “We weren’t criminals by any means but that’s just how it was.” 
  • 6:48 – Here’s to Clinton’s supermum!  
  • 10:36 – How washing cars and a five-figure receipt taught him that hard work pays off  
  • 15:33 – Weipa: The town that changed his life  
  • 17:36 – Who influenced him to invest?  
  • 21:26 – First jobs to first loans: The credit card debt he was grateful for  
  • 26:02 – How Alana helped straighten him out 😉  
  • 27:15 – Escaping spruikers and how he educated himself!  
  • 31:02 – Do THIS investigative work to avoid being spruiked 
  • 33:59 – A job hurdle for lending  
  • 35:10 – How they secured the first property in Cairns  
  • 36:23 – Working 1 week a month?! How Clinton plans to use his financial freedom 
  • 40:53 – How he’s saving more money WITH a mortgage 😮  
  • 44:08 – Why Clinton came on the couch: “It’s amazing what you can achieve when you put your mind to it.”  
  • 48:10 – How he’s smelling the roses while still having delayed gratification  
  • 51:04 – Thank you Clinton!  
  • 53:50 – New book incoming! 

 

511 | Transform Your Backyard into Profit: A Simple Solution to the Housing Shortage – Chat with Peter Kelly

By in Podcast

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With property prices continuing to rise and the dream of home ownership drifting further away for many, today’s guest has a ground-breaking solution that could be the antidote for these growing issues… 

Please welcome Peter Kelly, Co-founder and CEO of Little Fish Development, project management specialists in property development!

He also hosts the Little Fish podcast, which shares inspiring stories about human strength and knowledge.   

With more than a decade of experience, his novel solution is:  

Dual Occupancy.  

So, what is this innovative solution, and what are the financial and legal requirements needed to make this dream a reality?     

We cover all of this and more in this week’s episode! Tune in now 😊   

 

Free Stuff Mentioned…

  • FREE WEBINAR: Unpacking the 2024 PIPA Survey – Insights and Implications for our Industry
    12:30 – 1:30 pm AEST, Thursday 19 September 2024   
    Ben is sitting down with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA), to unpack the surprising findings from its 2024 Sentiment Survey. Register now >>  
  • 2025 Summer Series is almost here, and we need YOU!
    Let’s make money talk the norm. Hop on the couch, share your journey to financial freedom, and help inspire others along the way. Got a story? Send it our way now >> 

 

Timestamps

  • 0:00 – Transform Your Backyard into Profit: A Simple Solution to the Housing Shortage – Chat with Peter Kelly 
  • 1:49 – Free PIPA webinar & 2025 Summer Series  
  • 3:33 – Mindset Minute: Reaping belongs to the Planters!! 
  • 6:46 – Welcome, Peter Kelly!  
  • 7:36 – Why champion dual occupancy?  
  • 8:54 – Money Story: “We lived by the sword and died by the sword.” 
  • 11:45 – The family move that transformed his life   
  • 14:05 – How Pete hit the ground running with his first job  
  • 16:47 – Baptism by Fire: From the tools to real estate  
  • 21:05 – The path to property development  
  • 24:04 – How he and his wife bought their nest egg  
  • 26:12 – Defining dual occupancy and its benefits  
  • 29:07 – What you should consider before investing in dual occupancy  
  • 31:34 – TREND ALERT: Owner occupiers and investors 
  • 33:54 – First 3 steps before foraying into dual occupancy 
  • 36:39 – The Resource of Mum and Dad: Could benefit aging parents?  
  • 38:41 – Let’s talk Legalities: Preventing things from going south 
  • 40:56 – A Common Tax Strategy: Avoiding stamp duty while getting into a better suburb!  
  • 44:52 – The Key to Mastering Site Selection 
  • 48:22 – Who does Dual Occupancy suit?  
  • 52:00 – There is no substitute for this…  
  • 56:38 – Fairfield Case Study: Can you turn your backyard into a profit?  

And… 

  • 1:09:50 – Wow, what a fantastic guest. Thank you, Pete!  
  • 1:11:44 – Lifehack: Listening to respond vs. Listening to understand  
  • 1:13:43 – WMPN: VIC’s 7.5% levy introduced & NSW recoups $9M from first home buyers who “gamed the system.” 

 

510 | From Dairy Farmer’s Daughter to Real Estate Empire! – Chat with Megan Rovers

By in Podcast, Property Investment

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What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors?  🏠📈⚖️  

The answer is Armstrong Real Estate!  

Folks, in this episode of The Property Couch, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012.  

Tune in to hear:   

  • The business values and personal finance lessons she learned growing up as the daughter of a dairy farmer   
  • How she finished her law degree and built a flourishing business in Victoria’s largest continuous growth corridor  
  • Her unique property investing journey that has seen her flip five houses   
  • Why Geelong is where you want to invest next and so much more!   

Hear from an inspirational figure in the property industry who never saw the industry’s male-dominated “boys club” as a challenge. Listen now folks!   

 

Free Stuff Mentioned…

  • Free Property Report!  
    Our 39-page property report provides unique data into each suburb’s long-term growth, market cycle timing, and more to help you make the best decision. The best part? For our TPC community, it’s FREE. Download your free report now >>  
  • Join The Property Couch team!
    We’re on the hunt for a Marketing Content Coordinator! If you are a creative whizz in producing top-notch content (video, audio, graphics, you name it!) and want to hang out with us on the couch weekly, send us your resume!  
  • We love to educate folks!
    We’re not just passionate about providing free education on the couch; we love to help folks everywhere! If you have an event coming up and would like us to share our knowledge with your audience, contact us today!  
  • 2025 Summer Series shoutout!  
    Help us to normalise money conversations! Come on the couch, share your financial freedom journey, and help us inspire others. Send us your story now >>  

 

Timestamps

  • 0:00 – From Dairy Farmer’s Daughter to Real Estate Empire! – Chat with Megan Rovers 
  • 1:25 – Join The Property Couch team, 2025 Summer Series shoutout and Free Report Alert!  
  • 6:08 – Mindset Minute: The 2 differences between people who make their dreams come true and those who don’t. 
  • 7:55 – Welcome Megan Rovers!  
  • 8:46 – How did she create an incredible real estate empire from a background in law?  
  • 9:46 – Money Story: “If it was raining, we knew we could go on a holiday”  
  • 12:18 – What was it like growing up in a dairy farmer family?  
  • 15:24 – How did those business lessons shape her personal finances?  
  • 19:35 – The leap from law to loving real estate  
  • 22:15 – First experiences with Armstrong Creek: Buying with only 140 houses in the area?! 
  • 24:46 – The pivot from established to green field subdivisions  
  • 27:31 – From first jobs selling Off the Plan to building a real estate empire  
  • 31:48 – With no experience in real estate, how did Armstrong Real Estate flourish?  
  • 34:19 – Finishing her law degree while building an empire  
  • 39:22 – Juggling multiple hats: How did Megan navigate tough times?  
  • 41:51 – Breaking into the Boys Club: “I’ve never looked at it as a problem.”  
  • 45:15 – Building clients for life and a holistic service  
  • 49:29 – Megan’s “non-traditional” property journey: 5 houses to reach her dream home!? 
  • 54:23 – The buying demographic in Armstrong Creek  
  • 56:07 – Are interest rates impacting investors in this area?  
  • 58:44 – Why should people invest in Geelong?   

And… 

  • 1:02:36 – Thank you Megan! What a resilient and remarkable guest  
  • 1:05:14 – Lifehack: How to avoid pesky ads!   
  • 1:08:18 – WMPN: Corelogic’s September Hedonic Home Value Index 

498 | Chris Kohler: The Rise of the Cashless Society, Crypto & The Surprising Truth About Home Buying

By in Podcast, Property Investment

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In today’s episode, we sit down with Chris Kohler, 9News’ business, finance, and property reporter! 🎙️📈  Chris covers the macroeconomic forces shaping Australia’s markets daily and has garnered a growing audience of 43K followers on TikTok, where he combines humour with financial education.    

In this episode, we delve into Chris’ personal story—from growing up with Alan Kohler to buying his first shares and the investing lessons he learned along the way. 

  We also discuss: 

  • How he carved his own path in financial journalism ✍️ 
  • His thoughts on the rise of the cashless society 💳 
  • His experiences searching for a family home in a hot market like Victoria 🏠 

This episode offers valuable market insights from one of the sharpest minds in finance, business, and property. Tune in now! 

 

Free Stuff Mentioned

  • We need your help in “What’s Making Property News”!
    Here‘s what you can do to help property investors:

    • NSW’s No-Grounds Evictions:  
      • Action 1 – Complete the consumer survey against the No Grounds Termination of Residential Tenancy Agreements 
      • Action 2 – Complete PICA’s Survey on why would you evict a tenant 
    • Victoria’s changes to minimum standards:  

 

Timestamps

  • 0:00 – Chris Kohler: The Rise of the Cashless Society, Crypto & The Surprising Truth About Home Buying 
  • 1:17 – PICA webinar: An Introduction to Wealth Creation 
  • 3:08 – Mindset Minute: It’s ALL risky!  
  • 5:17 – Welcome, Chris Kohler!  
  • 6:16 – #1 most surprising thing Chris has learned about Aussies and their properties  
  • 10:28 – The impact of this year’s spending budget 
  • 11:54 – Money Story: Growing up with Alan Kohler 
  • 14:27 – First jobs & investments   
  • 18:27 – The rise of a cashless society 
  • 19:45 – “It was one step in front of the other”: Pursuing the same career as his dad  
  • 24:07 – Why you should look at the ASX!  
  • 28:03 – Your Domain & Chris’ property portfolio   
  • 30:44 – Investing philosophies around cryptocurrency 
  • 33:56 – Life dictates property: Navigating owner occupier appeal and timing markets 
  • 39:27 – Chris’ investing advice:“Get it out of your head” 
  • 43:56 – The best economy for growing competition 
  • 45:57 – Unpacking the growth of his social media presence 
  • 48:17 – What investors should be thinking about when seeking financial advice!  

And… 

 

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