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473 | Juggling Teenagers, Divorce, and 4 Properties: How This Single Mum Conquered Her Financial Pain – Chat with Leisa

By in Podcast, Property Investment, Summer Series

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It’s no secret that maintaining a multi-property portfolio in a high-interest environment is hard. Now add in a difficult divorce and raising two teenagers in the most expensive phase of their lives and well…

You have the incredibly motivational and heart-warming story of Leisa, this week’s brilliant Summer Series guest. 

From her initial plan to own 10 properties (yep…things really have changed since the times when “he who dies with the most properties wins!”) to the revolving door of properties she’s bought and sold to juggle cash flow…

We follow Leisa on her jaw-dropping journey as she navigates holding onto her 4 properties, is blasted with a $15,000 levy fee, manages mortgage prison and much more on her journey to passive income retirement.

An inspirational tale for all, we hope Leisa’s story will inspire – particularly the middle-aged folks out there or solo supermums – who fear it’s too late for them to get onto the property ladder. Please just listen to this episode!

P.S. Merry Christmas folks! From Bryce, Ben & the team of Stigs, we hope you have a very safe and festive break 😊🎄🎅🎁

 

Free Stuff Mentioned

 

Timestamps

  • 0:00 – Juggling Teenagers, Divorce, and 4 Properties: How This Single Mum Conquered Her Financial Pain 
  • 1:34 – Welcome Leisa!  
  • 2:48 – The family decision that changed her life…  
  • 4:41 – Her eye-opening money experiences at boarding school 😮  
  • 8:33 – First jobs and her foray into property  
  • 11:09 – The 1st money management system she had  
  • 12:38 – How did she learn her money values?  
  • 13:51 – Buying Property #1  
  • 17:29 – Struck by a $15,000 levy – with no benefit?! 🙁  
  • 20:57 – Why did she choose a unit over a house?  
  • 22:13 – Property #2 and the family home!  
  • 24:13 – Selling a property, sheriffs & maternity leave… 
  • 28:05 – An original plan of 10 properties?!   
  • 31:00 – 6 properties in 5 years! 😮  
  • 34:25 – The Divorce: Just 12 hours to switch from joint to sole ownership!?  
  • 37:02 – THIS is how she continued to finance her property portfolio  
  • 42:01 – Why having aligned money values is SO critical!!  
  • 46:47 – Caught in mortgage prison & navigating a rising rate environment  
  • 48:52 – Getting creative with solutions  
  • 52:40 – Reworking her cash flow through tax!  
  • 54:22 – How to become problem aware (aka. Why most people DON’T achieve a self-funded retirement)  
  • 57:58 – Property as a financial backbone  
  • 1:00:08 – This is an absolute success story 😊  
  • 1:03:55 – Why did Leisa come onto the couch?  
  • 1:06:33 – Thank you Leisa! What an incredible story.  
  • 1:07:25 – For those holding, use this to see how long your money will last.  
  • 1:10:35 – Merry Christmas folks!!

 

472 | “We’re Moving to Kalgoorlie!”: Sacrifices, Savings, and Three Investment Properties Later – Chat with Amy

By in Podcast, Property Investment, Summer Series

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This week’s episode is about many things… 

💎 The boundless rewards that come from delayed gratification,
📚 The enlightening power of financial empowerment, and…
🧑‍🌾 Getting out of your comfort zone by heading to the outback.  

Meet Amy, today’s brave and resourceful Summer Series guest!  

Growing up with “tangible money values”, Amy would spend her early 20’s prioritising life experiences over financial gain until the age of 26 when she made 1 life-changing decision…  

This would completely change her financial future and allow her and Sam, her wife, to leap onto the property ladder in less than a year.   

Tune in to hear what this revolutionary decision was, their experience moving from the East Coast to the Outback and their diverse property investing journey.    

From their first hands-on property investment to the land purchase near Byron Bay to the joint venture with her parents, Amy’s story has many chapters full of laughs and good lessons along the way.  

An episode for those who are willing to get outside their comfort zone to get into the property game, listen in now! 

 

 

P.S. Did we mention…Amy’s been a Property Couch listener for 9 years?! What an honour to talk to a long-time listener 😊🌌✨ 

 

Free Stuff Mentioned

 

Timestamps

  • 0:00 – “We’re Moving to Kalgoorlie!”: Sacrifices, Savings, and Three Investment Properties Later 
  • 1:23 – Welcome Amy!  
  • 2:30 – Tangible money values & having parents who “taught them how to fish”  
  • 5:52 – 2 sisters, 2 different investing pathways  
  • 6:54 – Passing on these values to the kids… 
  • 8:08 – Travelling & spending on experiences in her 20s  
  • 9:47 – The money system she’s always used to save…  
  • 10:55 – The big sacrifice they had to make to get onto the property ladder  
  • 12:21 – From the Coast to Outback: The Move to Kalgoorlie!  
  • 14:19 – Why did Amy decide to financially educate herself?  
  • 17:00 – Why they chose their investing strategy!  
  • 17:21 – Their first investment property  
  • 19:19 – THIS is best asset they purchased!  
  • 21:13 – Why did they choose to invest and build a Granny Flat?  
  • 23:23 – Releasing Equity & Starting a Family  
  • 24:57 – Going borderless!  
  • 27:38 – Would she do it again?  
  • 29:51 – The joint venture with the parents!  
  • 32:45 – Her pragmatic approach to rates and land tax 
  • 36:16 – Into the future: Kids growing up and outgrowing the family home?  
  • 38:04 – What does money mean to Amy?  
  • 40:59 – Why she wanted to come onto the couch!  
  • 44:07 – Key Takeaways  
  • 45:37 – What an incredible story! Thank you Amy! 😊  

471 | How He Built His $2.3M Property Portfolio After Leaving School At Just 16 – Chat with Ethan

By in Podcast, Property Investment, Summer Series

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Folks, today marks the first episode of our much anticipated 2023/24 Summer Series!

We’re extraordinarily excited to sit down with some amazing listeners and dig into their money story, explore the steps they took to build their property portfolios and ultimately unpack the intriguing question (which is also the theme of this series…)

“What does money mean to YOU?”

As our 6th Summer Series, we’re spending this season digging deep into the psyche of the investor, understanding what motivates us ultimately as humans and understanding how we can use this knowledge to bolster us on our property journeys.

 

 

To start us off, we’re welcoming an incredibly hardworking and humble guest who realised at a young age that if he wanted anything in this life, he would have to make it happen himself. 

Ethan, today’s Summer Series guest, grew up with a younger brother with Down Syndrome and at just 16 years old,  was diagnosed with depression. Knowing that the school teaching system wasn’t working for him, he left school shortly after.

Over the next 14 years, Ethan has completely transformed his circumstances and now owns a 5-property portfolio worth 2.3 million dollars. 🤯

Tune in to discover how he bought his first property at 18 while earning apprentice wages (He was on $6 an hour folks!), why he continues to invest in Wodonga and the benefit of having a strong network and great tenants.  

Ethan was recently diagnosed with Aspergers, adding another layer to his incredible journey.    

 

Thank you for blasting off our 2023/24 Summer Series Ethan, what a truly motivational tale that showcases the importance of hard work and highlights that young people can get onto the property ladder! 

 

 

Free Stuff Mentioned

 

Timestamps

  • 0:00 – How He Built His $2.3M Property Portfolio After Leaving School At Just 16
  • 1:40 – Welcome Ethan!  
  • 2:39 – Money background & growing up with a brother with down syndrome  
  • 4:58 – The pivotal moment with Dad that transformed his world  
  • 8:35 – Same circumstances, two very different responses  
  • 10:35 – How was Ethan affected by his recent diagnosis?  
  • 11:40 – The life changing reason he left school  
  • 13:21 – Ethan’s golden advice to those who don’t thrive in the school system  
  • 16:09 – “You save for a house; you won’t have to pay for…”  
  • 17:35 – He’s NEVER used spreadsheets. Here’s how he budgeted instead. 
  • 18:44 – He was on $6 an hour?!?  
  • 19:15 – How no social media actually benefitted Ethan!  
  • 20:52 – How his Aspergers has helped him on his property journey 
  • 22:10 – The first property he bought at just 18!?  
  • 23:58 – Moving into his property & the wild gap year  
  • 26:48 – A death, using community brokers & his next property purchase  
  • 30:08 – Renovations and flipping properties 
  • 31:55 – Buying at Mortgage Auctions and the true benefit of networks!  
  • 33:51 – Ethan has always based his calculations on THIS… 
  • 34:49 – Why Ethan keeps choosing Wodonga  
  • 38:47 – Renovating his PPOR and his most recent property purchase  
  • 40:55 – The property he bought… from his neighbour?! 
  • 42:45 – Having great tenants (including one who’s renovated his property!)  
  • 45:20 – How has interest rates affected him?  
  • 47:19 – What does money mean to Ethan? (+ his next steps)  
  • 50:36 – The total value of his portfolio!  
  • 51:30 – Why did he decide to come onto the podcast?  
  • 53:02 – Relocating to Regional Towns: Benefits & Integrating into communities  
  • 57:13 – Thank you Ethan! What an awesome way to kick off our series! 🤗  

 

427 | “I made 200K over 4 years by not doing much”: The Amazing Penny Drop Moment For This Investor – Chat with Steph

By in Podcast, Summer Series

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Folks…we’ve absolutely LOVED creating this Summer Series and getting to sit down with all of our amazing guests, which is why we’re sad that this our last episode🙁  

(Don’t worry though, we’ve got a seriously good next couple of weeks planned!)  

And you can bet, we’re finishing our 2022/23 Summer Series with an unbelievably great episode…  

Meet Steph.   

Her first renovation was done on a shoestring budget. 

With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with.   

Then, they received some advice….and made the life-changing decision to sell 🙁.  

But this isn’t the end of this couple’s story. In fact, it’s just the beginning… 

During their next renovation is when they had THE penny-drop moment which transformed their life’s path and financial future forever. 

Tune in to find out what this moment was and the journey Steph and her husband (who she met at just 12 years old!!) have been on… 

From her earliest “observation, not conversation”, money management lessons that she learnt from her amazing parents, to how she found the secret sauce to unlocking her confidence on her investing journey.  

It’s a truly fantastic way to end our Summer Series and a true testament to the importance of good money management habits, taking action, delayed gratification and so much more evergreen wisdom.  

 

 

A huge shoutout to Steph and all our amazing 2022/23 Summer Series guests who’ve had the generosity and openness to come on and share their stories with the community – it’s people like you that are changing the lives of investors everywhere! THANK YOU!   

P.S. And for those folks out there who celebrate it today – Happy Australia Day! 🇦🇺🐨 

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • Lifestyle By Design App: We’ve just launched Moorr the mobile app! Our free money management platform is now available on Apple and Android. Check it out today and completely change the way you view and manage your money!  
  • EXCLUSIVE MASTERCLASS: We’ve just released our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week and start 2023 right. Check it out here >>  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – We’re finishing our Summer Series on a high!  
  • 2:53 – Meet Steph!  
  • 3:27 – “Observation not conversations” 
  • 4:31 – What money management strategy did Steph’s parents take?  
  • 7:04 – Valuing Experience First: The trade-offs and what it looks like  
  • 8:44 – Her parent’s investing evolution + portfolio  
  • 11:04 – Dollarmites & the FIRST thing she and her brother saved up for  
  • 15:16 – The greatest things she’s learned from Dad  
  • 17:30 – From the Reject Shop to her first big purchase  
  • 20:23 – Affording the First Home: In between jobs and fresh out of uni  
  • 22:53 – The One Who Spends & The One Who Saves  
  • 23:12 – Meeting her husband at 12 years old!   
  • 25:31 – The 70’s flip: Renovating on a shoe-string budget 
  • 28:40 – …and they sold it 🙁   
  • 30:22 – The 2nd Reno flip!! (To-be renovators: Listen to this for a golden nugget of wisdom!)  
  • 33:59 – Where did this drive for knowledge come from??  
  • 35:08 – The penny drop moment for Steph…  
  • 36:09 – Getting a plan done by Empower Wealth! (+ WHY they got it!)  
  • 38:01 – The power this couple found from automating their finances 
  • 39:40 – How Steph put the plan into action…  
  • 41:42 – “It was some of the best money we’ve ever spent”  
  • 44:27 – What was this couple’s “big rocks in the jar”?   
  • 46:45 – How has Steph been coping with rising interest rates?  
  • 48:36 – Does she talk about finances with her friends?   
  • 50:41 – How does Steph remain calm despite market noise?  
  • 53:38 – The internal achievement their working towards… 
  • 56:24 – Steph’s words of advice to the community!  
  • 59:22 – Wow, just wow.  
  • 1:04:17 – A massive THANK YOU to all our guests who’ve come onto our 2022/23 Summer Series! 
  • 1:07:45 – We’ve got a super exciting announcement to make…… 

 

426 | “I Went Out On My Own From 14 Years Old”: From A Scarcity Mindset To Finding Financial Success – Chat with Maryanne

By in Podcast, Summer Series

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Today’s special Summer Series guest didn’t have a typical childhood.  

Growing up with a scarcity mindset, Maryanne and her siblings lived in an environment where food was scarce and at a young age, were placed into foster care.    

Then, at just 14 years old, she started making her own way in the world.  

If you can’t tell already folks, today’s Summer Series story is an incredible tale of breakthrough and deciding “It’s not where you’re from, it’s where you’re going”.  

From developing her own money management system at just 14 to self-educating and empowering herself on shares, property and more…  

We follow Maryanne as she transforms her mindset from one of scarcity to financial freedom and entirely self-funds her own property portfolio!!   

We’ll be unpacking 15 bank accounts, a life-changing trip to London, the wild ride to purchasing her first property, and so much more!  

Tune in now to hear all this, plus the heart-warming reason why Maryanne decided to come on the couch.  

 

Maryanne, you are a living testament to the power of financial literacy and taking control of one’s destiny, what an amazing and truly eye-opening story. A huge thank you for sharing it with the community today! 😊  

 

 

 

 

 

P.S. Our exclusive Masterclass is live! Learn the #3 secrets on How to build a property portfolio and retire on $2,000 a week and make 2023 your year. Check it out now >> 

 

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • Lifestyle By Design App: We’ve just launched Moorr the mobile app! Our free money management platform is now available on Apple and Android. Check it out today and completely change how you view and manage your money!  
  • FREE, Brand New Masterclass: We’ve just launched our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week and start 2023 right. Check it out here >>  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – This is an absolute breakthrough story folks  
  • 2:14 – Thank you for all your positive feedback about our Moorr Mobile App!!  
  • 4:25 – A quick note about this recording… 
  • 5:00 – Meet Maryanne!   
  • 5:31 – Being put in foster care & leaving at just 14 years old?!  
  • 7:33 – Her early views on budgeting and debt  
  • 9:10 – Growing up with a scarcity mindset  
  • 11:45 – So, why did she have The Envelope System?  
  • 13:51 – Her journey towards becoming financially literate  
  • 15:37 – THIS was the realisation that started it all… 
  • 16:24 – She has 15 accounts?!?! :O 
  • 19:27 – The money system that transformed her finances 
  • 21:27 – The road leading to property! (and using the First Home Buyer Scheme!)  
  • 22:52 – “I feel really lucky”   
  • 24:44 – Overcoming her dyslexia hurdles and pursuing higher education  
  • 25:57 – The life-changing trip to London… 
  • 27:37 – Buying her first property  
  • 32:10 – …and getting into her first BIG debt!  
  • 35:08 – How is she planning to get her “Big Rock” in the jar?   
  • 37:17 – Cross-Collaterisation: Overcoming the lesser of the 3 evils!  
  • 41:53 – Having a Diversified Portfolio   
  • 42:55 – “You stand on the shoulders of those who came before you”  
  • 45:23 – Creating a strong support network  
  • 47:41 – THIS is why she came on the couch (and we’re so glad she did!)  
  • 49:23 – Maryanne’s Words of Wisdom for the community  
  • 51:05 – What does Financial Freedom look like for her?  
  • 53:01 – What a seriously fantastic episode 😊  

 

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