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449 | Secrets of Bank Foreclosures and the Debt Spiral – Chat with Laurence Hugo

By in Podcast, Property Investment

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In our latest episode, we had the privilege of sitting down with Laurence Hugo, a true master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. Prepare to have your expectations shattered because this conversation is anything but dry folks!!! It’s a treasure trove of wisdom and practical solutions for all your financial challenges. 

With his extensive expertise, Laurence specialises in guiding both individuals and businesses through the intricate process of debt settlement. His proven track record includes helping clients secure partial or even complete debt waivers, offering them a much-needed fresh start. 

Laurence’s impact goes beyond his impressive resume. He is a true trailblazer who has revolutionised the Debt Negotiation industry. His innovative approach has transformed the way debt negotiations are carried out, ensuring that individuals and organisations can navigate the landscape of debt management with greater ease and effectiveness. 

Here are some of the key themes we unpack: 

  • Changing the approach and seeing things from a new perspective 
  • How can we triumph in the face of adversity? 
  • Assessing actions and understanding the risks 
  • How to not let financial challenges become a lifelong prison 

If you’re ready to gain invaluable insights and discover practical strategies for overcoming financial hurdles, then this episode is a must-listen. Get ready to be inspired and empowered as Laurence shares his expertise and reshapes the way you perceive the world of debt management. 

There is absolute gold in here for EVERYONE!! 

Don’t miss out on our latest Q&A episode folks!!  Tune in now or watch the episode below

 

Here’s some of the gold we cover… 

  • 2:12 – Mindset Minute 
  • 7:30 – Welcome to The Couch Laurence Hugo 
  • 11:20 – Learning quick about the value of money  
  • 20:45 – 2 different categories  
  • 21:45 – Different animal to banks 
  • 23:20 – Change your highlighter colours!! 
  • 24:40 – Dealing with the problem! 
  • 25:35 – How can you win? 
  • 27:20 – What am I doing? 
  • 28:22 – Risks of an upside-down mortgage 
  • 29:00 – 7 years of arrears???? 
  • 30:00 – If you are facing arrears…. What should you do  
  • 31:40 – Snail’s pace  
  • 32:05 – Communication is EVERYTHING 
  • 32:35 – Banks are made up of human beings!!! 
  • 33:50 – THE ONLY OPTION….. 
  • 35:06 – Keeping control of the process 
  • 39:40 – Overlooking key features!! 
  • 41:40 – Why use a negotiator? 
  • 42:20 – What response are they looking for? 
  • 45:40 – What are those breaches? 
  • 47:15 – Connecting the decision-makers 
  • 48:55 – Debt spiral 
  • 51:40 – Lifelong prison!!! 
  • 52:10 – No one size fits all… 
  • 54:50 – Butterflies and birds… 
  • 56:10 – What is the key time of the month? 
  • 57:00 – Such a clever tactic!! 
  • 1:00:50 – It’s too good to be true!!! 
  • 1:03:20 – Let’s go upstream!!! 
  • 1:04:00 – Good debt vs bad debt 
  • 1:07:15 – That lifeline call that helped make a difference 
  • 1:10:10 – Aiming for being HAPPY in the first place 
  • 1:10:35 – The key to happiness!! 
  • 1:10:50 – The 5 regrets of the dying!!! 
  • 1:11:25 Correlating money to values… 
  • 1:16:56 – If this has raised any concerns, please call Lifeline on 13 11 14 
  • AND…. 
  • 1:23:25 – Life Hack 
  • 1:25:50 – What’s Making Property News 

Please reach out to Laurence and his team of qualified financial experts who will handle your case with sensitivity and respect.

Want to work with Bryce & Ben’s Award-Winning Team? 

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Why Investors are Needed to Solve the Affordability Crisis – Bonus Episode with Matt from Aussie Firebug May ’23

By in Podcast, Property Investment

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In May, we had the privilege of being featured on the highly regarded Aussie Fire Bug podcast. We delved into the origins of property acquisition, discussing the humble beginnings that led us on our respective journeys. Additionally, we explored the pressing issue of the Australian housing crisis, dissecting the multifaceted implications and exploring potential solutions.  

These are the key themes we unpack: 

  • How Ben and I originally made a connection  
  • Property investing guidelines and regulations  
  • We dive deep into our investing strategy/philosophy 
  • The Australian Housing and rental crisis  
  • Active property investing vs passive share market investing  
  • Are property investors adding to affordability issues or are they being used as political scapegoats?  
  • How The Property Couch podcast got started  

We extend our gratitude to the Aussie Fire Bug podcast for providing us with a platform to share our insights and engage in meaningful discussions. We hope to continue to inspire and empower our community in pursuit of financial literacy and success.  

Don’t miss this awesome bonus episode folks!  

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

448 | The Interest Only vs P&I Debate – which is better?

By in Podcast, Property Investment, Q&A

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In our latest Q&A episode, we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory.  

Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future. 

In this episode, we address the burning questions that have been on your mind.  

We leave no stone unturned as we demystify these key themes: 

  • The complexities of interest-only loans, shedding light on their benefits and considerations 
  • We explore the nuances of repayment options 
  • Interest rates, and the potential long-term impact of interest-only loans on your financial journey 

We also navigate the realm of mortgage stress and unpack how to establish a realistic budget to prioritising savings!  

But wait, there’s more! Prepare to unleash the ultimate weapon: financial muscle memory. Discover how small, consistent actions can lead to significant financial gains over time. We delve into the psychology of decision-making, empowering you to seize control, make savvy choices, and skyrocket your financial well-being. 

Don’t miss out on our latest Q&A episode folks!!  Tune in now or watch the episode below

 

Here’s some of the gold we cover… 

  • 4:28 – Mindset Minute 
  • 12:35 – Question #1 
  • 15:50 – Not everyone will buy new! 
  • 16:40 – Investing in new vs living in new 
  • 19:23 – The optimal outcome 
  • 20:35 – Basics of Land to asset ratio can be aspirational  
  • 24:40 – We are not fully rusted!! 
  • 26:45 – Question #2 
  • 28:50 – Interest Only mechanics 
  • 30:00 – Will the banks allow IO loans? 
  • 30:25 – How it affects loan term 
  • 31:35 – Interest only lending the whole time 
  • 33:20 – Filling offset buckets is the key 
  • 34:50 – What happens if you refinance to another lender? 
  • 35:50 – Higher interest rate currently 
  • 37:25 – Question #3 
  • 39:40 – Building muscle memory  
  • 41:35 – More surplus to make decisions 
  • 42:30 – Upside gains 
  • 43:00 – Informed decisions  
  • 43:30 – Mortgage stress – Refer to previous episode around Ep 444 – How to tackle mortgage stress 
  • 43:45 – Question #4 
  • 47:00 – Teaching them to fish 
  • 47:50 – The value of money 
  • 50:40 – Budgeting and saving 
  • 51:25 – Try and make it fun 
  • 56:50 – Financial Literacy 
  • 59:00 – Love is spelt T.I.M.E  
  • AND….. 
  • 59:20 – Life Hack (from Ben 😊) 
  • 1:02:20 – What’s Making Property News

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

447 | Facing Setbacks: How to Navigate the Unknown

By in Podcast, Property Investment

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In this week’s episode, we dive deep into real-life case studies, unravelling the journey of overcoming setbacks, unlocking untapped potential, and navigating uncharted horizons. 

Prepare yourself to be equipped with invaluable insights and tools that will empower you to conquer challenges, turn setbacks into stepping-stones, and forge your path to resounding success.  

Join us as we unpack the following key themes: 

💡 Discover the impact of embracing diverse perspectives and how it can unlock innovative solutions and open doors to opportunities 

💡 Explore cashflow strategies beyond your risk profile  

💡 Dissecting dream home disasters as we deconstruct real-life dream home disasters, extracting invaluable lessons that can guide you through similar challenges 

💡 Weighing up the options: Immediate selling or long-term gain. Deciding whether to sell your property immediately or pursue long-term gain can be a daunting task. We provide you with insights into the critical factors to consider, helping you navigate this complex decision 

Don’t miss out! Tune in now or watch the episode below 🙂 

And remember folks, setbacks are stepping-stones and challenges are opportunities in disguise!! 

 

 

Here’s some of the gold we cover… 

  • 00:00 – Thanks for your feedback folks!! 
  • 11:07 – Mindset Minute 
  • 18:30 – Identifying lessons from Case Studies  
  • 19:00 – Case Study #1 
  • 19:22 – Stick to the Plan or Make Adjustments? 
  • 19:40 – What are your motivators? 
  • 23:50 – Lift your eyes, do the models 
  • 25:45 – Cashflow outside your risk profile? 
  • 26:30 – What are you willing to take on? 
  • 31:10 – Will this matter in a decade? 
  • 33:55 – The importance of that 3rd voice… 
  • 35:55 – Flying to the moon!! 
  • 37:22 – OR??? Hold off 
  • 39:35 – These are the kind of stories from ACA.. 
  • 40:20 – Peace!!! 
  • 42:00 – No radical behaviour  
  • 42:30 – Case Study #2 
  • 42:35 – Property Purchase Created a Significant Change 
  • 45:10 – Flexibility, Time & Choices  
  • 45:30 – Dream home disaster 
  • 47:40 – Scratching the itch 
  • 49:20 – Sell immediately or??? 
  • 53:00 – Potential and opportunity  
  • 53:22 – Hiding in plain sight! 
  • 53:40 – What’s the sequencing process? 
  • 58:00 – You don’t get that on a spreadsheet 
  • 58:35 – Dealing with a devastated mindset 
  • AND….. 
  • 1:02:05 – Life Hack 
  • 1:03:50 – Plan to become what you plan to become 
  • 1:05:50 – We want you to think in DECADES 
  • 1:06:11 – What’s making property news 

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

446 | Property Spruikers Exposed

By in Podcast, Property Investment

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Get ready to be blown away by a groundbreaking episode today folks!  

In this essential show, we are peeling back the layers and exposing the concealed truths lurking within the world of property spruikers. Hold on tight as we take a deep dive into this industry, shedding light on the risks that lie beneath the surface. 

Our mission is to leave no stone unturned as we navigate through the realm of property spruikers and explore their questionable tactics. From the absence of regulation within the industry to the presence of conflicting interests, from the propagation of misleading claims to the utilisation of relentless high-pressure tactics, you don’t want to miss this episode folks! 

This discussion is more than just eye-opening. It is a pivotal moment in your journey toward financial literacy and security.  

Join us as we provide valuable insights on protecting yourself and navigating through this complex landscape. It’s time to empower yourself and make informed decisions that will safeguard your financial future. 

Don’t miss out! Tune in now or watch the episode below 🙂 

 

Here’s some of the gold we cover… 

  • 04:00 – Mindset Minute 
  • 10:35 – Dialling in 
  • 11:33 – What is most concerning? 
  • 14:44 – Any feedback…. STRAP IN FOLKS! 
  • 17:50 – Unveiling the tricks.. 
  • 20:40 – Where do I start? What should I buy? 
  • 22:06 – Greedy operators…. 
  • 25:15 – What is a property spruiker? 
  • 25:50 – The murky middle??? 
  • 26:30 – Beware of deception  
  • 27:30 – The importance of reputation and trust  
  • 28:25 – Investment strategy… 
  • 29:00 – What is the sound foundation? 
  • 29:10 – What will let you down? 
  • 30:30 – Gas lift chair?  
  • 32:40 – Misleading conduct 
  • 35:30 – What methodology do they actually use? 
  • 37:18 – Red flags and warning signs 
  • 37:50 – Don’t get in the van!!! 
  • 39:40 – Why pay an entrance fee to be part of a community? 
  • 40:35 – Beware of hidden commissions  
  • 42:00 – Being open and transparent 
  • 45:30 – What are the common tactics? 
  • 50:20 – The only pressure you should feel….. 
  • 52:55 – How do they get paid???? 
  • 58:15 – How spruikers use angles…. 
  • 58:50 – It’s a playground for spruikers.. 
  • 1:04:50 – How to protect yourself 
  • 1:07:45 – What is the secret sauce??? 
  • 1:13:50 – Growth corridor or supply corridor?? 
  • 1:14:36 – Is supply the enemy of growth? 
  • 1:16:15 – What is the hack? 
  • 1:16:45 – Devil is in the detail… 
  • 1:17:45 – How are we different?? 
  • 1:19:05 – Building a mote!!! 
  • 1:24:00 – What are the tiers of advice? 
  • 1:26:10 – Some Warren Buffet gold… 
  • 1:27:25 – What is our snickers bar? 
  • 1:28:50 – What is the number 1 secret?? 
  • AND…. 
  • 1:30:35 – Life Hack 
  • 1:32:10 – What’s making property news 

Want to work with Bryce & Ben’s Award-Winning Team? 

Get Moorr out of your money:

Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

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