How To Spot A Property Spruiker?

By Bryce Holdaway June 9, 2015 in Free Resources, Property Investment, Videos

The issue about Property Spruikers is not a new one but a lot of investors out there are still unaware about it and as a result, receiving bad property investment advice. With this in mind, Bryce started this How to Session by defining what is a spruiker and describe some of the common ways to spot one. Here’s a snippet of the video:

I’ve been in this Property Investment industry for over 16 years and I’m often asked this question, “How do you actually spot a Property Spruiker?”. Lots of people talk about property spruikers but what actually is it? In my view, there’s actually three, I guess, people that you can take your information from in this property investment industry. The first person is the Salesperson who is not pretending to be anything other than a salesperson that’s being employed by the developer to sell their product. They sit typically in the sales office, they invite enquiry and they try to sell one of the developer’s product whether it is an off the plan apartment or a house and land package, they are very very clear on what they do. On the other side of the equation, you got the advisor. The true property investment advisor who has no stocklist, no agenda, they want to find out exactly what is going on for the investor so they can work out what tailored solution they need to provide on behalf of the property investor. And then you’ve got this grey area in between.

Click here to download the Core Logic report data mentioned in the video: Get access now.

Bryce Holdaway – Partner, Property Advisor & Buyers Agent

As co-host of The Property Couch, Bryce Holdaway is also a partner at Empower Wealth and Co-Host of Relocation Relocation Australia and Location Location Location Australia on Foxtel’s Lifestyle Channel. A qualified Buyers Agent and Financial Planner, Bryce holds a Bachelor of Commerce (Accounting), Real Estate Agent License and Diploma in Financial Services (Financial Planning).

013 | Buy an investment property and continue renting or buy a home – Q&A Day!

By The Property Couch May 29, 2015 in Podcast, Q&A

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Right off the bat folks, a big THANK YOU to our listeners for all the questions they’ve sent in!

We’re excited to be answering a BUNCH of great questions in our FIRST EVER Q&A session!

We’ll be covering a lot of ground, from the crucial conversations you should be having before making ANY decisions to the type of research and data that’ll help you determine the best option for you. 📈

We’re also sharing our thoughts on the Government’s policies on negative and positive gearing, and explaining why removing negative gearing is actually a terrible idea!

Once again thank you to all our question submitters, we’re glad that this podcast has inspired you and we had tons of fun recording this one!

Listen in now folks, plenty of gold to help you make the right decisions.

P.s. In the future we are hoping to answer ALL of your questions, so please keep sending them in!

The Questions…

Dan and Ryan:

“Should we buy an investment property in a high growth location and keep renting, or move a bit further out and get something we can afford?”

Leah:

“Do you think the tax rules around negative gearing will change in the future, so as not to benefit those investing in multiple properties and how do you diversify your portfolio?”

Mark:

“How do you identify high disposable income suburbs and if you’re buying in a block of units, how do you work out if there are more owner-occupiers than renters in the building and area? Also, what do you think about dual living homes ie: granny flats?”

Free Stuff Mentioned:

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Here’s some of the gold we cover…

0:37 – Dan and Ryan’s Question
2:15 – What you need to analyse first!
4:00 – Why you SHOULD consider renting in a lifestyle location
5:25 – The conversation you need to have…
6:21 – Leah’s Question
7:07 – The fundamentals of gearing
8:35 – What we predict for the future of negative gearing policy…
9:10 – How the Government gets its revenue
9:42 – Our questions to the Government on positive gearing tax
10:35 – Why removing negative gearing doesn’t work!
12:50 – How do you diversify your portfolio?
15:03 – Mark’s Question
15:45 – Where and how you can find the income story!
17:00 – Why you should focus on small blocks
18:29 – ALL the data we use
20:00 – When is it best to have a granny flat?
21:23 – Some gold from Bryce!

009 | Buying Counter Cyclical

By The Property Couch April 24, 2015 in Podcast, Property Investment

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Buying in a heated market is kinda like jumping off a cliff because everyone else is jumping…

…many investors start buying any old investor stock (Call it a classic case of the FOMO), but the problem is, how do you know that a heated market hasn’t already reached its peak before you even jump in?

The answer is: Sometimes to get ahead, you’ve got to take the road (or cliff) less travelled! (We might be going overboard with this analogy)

In this case, it’s using a counter-cyclical strategy.

Today we’ll be exploring what this is, the benefits it can bring, and how becoming a borderless investor could be best for you!

But remember folks: Each state has its own cycle, and it’s not always easy to tell WHERE the market currently is!

To help you determine this, we’re sharing a fantastic resource called CoreLogic Monthly Housing & Economic Chart Pack. This pack allows you to see how each state’s property market has performed over the past 30 years! (Just click on the image to download the report now!)

The message today folks is it’s all about market timing and avoiding making rash decisions. To learn how to navigate both, listen in now!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.

Here’s some of the gold we cover…

1:00 – We’ve got something to celebrate…
2:30 – Sydney folks, beware the bubble!
3:40 – Why we’re lucky in the property market
4:05 – The psychology of the buyer
5:10 – The “Rebound” Property
5:59 – The biggest market cycle Sydney has seen
7:00 – Ben’s experience with this market cycle
8:05 – A quick look at Australia’s market cycles
9:00 – Don’t be caught up in FOMO, instead become a _____ _____!
9:45 – Interest rates, value and heated markets
10:39 – Were seeing THIS for the first time in Australia’s history!
11:00 – The PROBLEM with buying in a heated market
11:50 – What is buying counter-cyclical? (Don’t end up like this client!)
13:20 – The role of Government and Australian Prudential Regulation Authority (APRA) in an unregulated heated market
15:30 – THIS helped us through the Global Financial Crisis
16:00 – 1 property, 2 different investors, 2 very different results…
17:30 – What markets you should be looking at investing in!
18:07 – Why you should want ____ ____ to control the markets
19:09 – In summary, we love you Sydney BUT…
20:30 – Check out the Chart Pack!

007 | Studio or One Bedroom Apartment as an Investment Property

By The Property Couch April 10, 2015 in Podcast, Property Investment

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Folks, we’ve been sharing what we believe will make you into successful investors, but today, we’re turning the microphone over to you.

We’re answering one of the FIRST questions we ever received on our podcast from Matt:

And what a great question it is! 🏠

With the rise in apartments in CBDs around Australia, this is a common question we’ve been hearing, and we’re excited to get into the meat of it today!

We’re breaking it down into HOW these two accommodations differ, the different types of asset classes you can invest in and the regulations around them…

PLUS, we investigate density and spacing (More importantly, how it can create pesky glass ceilings for you)…

Whether holiday homes are a better investment (Curveball, right?!)

And how lifestyle factors and the fading Great Australia dream impact our response!

But before we let you jump into today’s episode, we’ve got a huge announcement!

We’re almost at 1,000 downloads!!

Thank you to all our listeners, we appreciate you tuning in each and every week!

And if you’re like Matt and have a question you’d like to ask, send us a voice message through our SpeakPipe (It’s the tab on the bottom right of this page!)

But back to today’s episode…

👉 Tune in now folks, there’s some evergreen wisdom in there!

Free Stuff Mentioned:

Here’s some of the gold we cover…

1:30 – What’s the difference between a studio and a 1 bedroom?
2:30 – Why one size doesn’t fit all!
3:30 – These are ALL factors which impact our answer
4:05 – Our banks and Valuers are shy around THIS
5:30 – What Ben predicts will change in Australian markets
6:18 – What do banks look at? (And how can this put a glass ceiling on YOU)
7:01 – Our 2 cents on studios
7:41 – ___ households are the fastest growing in Australia!
8:00 – How our culture plays a role
9:55 – Is the Great Australian Dream fading?
10:50 – How a shift in developer stock and lifestyle factors impacts your choice
12:20 – There’s no ____ value in medium/high density areas
13:10 – Mainstream vs non-standard property investing
14:10 – Why to avoid specialised lending (You need THIS strategy instead!)
14:45 – The issue with investing in holiday homes
17:10 – Our verdict: Studio vs. 1 bedroom!

001 | We Fix Bad Property Investment Advice

By The Property Couch February 23, 2015 in Podcast, Property Investment, Real life stories

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Welcome to the very first episode of The Property Couch where we have one key goal:

To fix bad property investment advice!!

That’s right folks.

Wherever our co-hosts Bryce Holdaway and Ben Kingsley are, be it sitting as chair of Property Investment Professionals of Australia (PIPA) or splitting their days as buyers’ agents and property investment advisors, they’re driven to provide great education that’ll help folks make better investments!

And to kick us off, Bryce and Ben are sharing some of the mistakes and lessons they’ve learned in their property investing journeys, to help you avoid making the same mistakes!

So grab a cuppa, flick on the podcast and get listening today!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!

Here’s some of the gold we cover…

0:10 – Meet your co-hosts: Who we are and WHY we do what we do!
0:50 – Ben’s won WHAT award (and how it benefits you!)
2:20 – The daily podcast set up!
3:05 – The Barber Analogy
4:10 – Ben’s property investing journey: A one-bid auction across from Mum and Dad’s house?!
5:20 – Agents use THIS tactic to get to know clients better
6:10 –Don’t make the same as Ben!
7:40 – The most common mistakes we hear from clients
8:30 – Reason #1 you should invest in a buyers’ agent
9:10 – Reason #2 you should invest in a buyers’ agent!
10:55 – Reason #3 you should invest in a buyers’ agent!!
12:50 – Why people DON’T want to invest in buyers’ agents!
14:44 – The first investors Bryce helped
15:32 – What makes a good advisor?!
17:30 – We’re thinking of including these stories in our next episode…

If you like this Insider’s Guide to Property Investing, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

The Questions…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

We’re almost at 1,000 downloads!!

Free Stuff Mentioned:

Here’s some of the gold we cover…

To fix bad property investment advice!!

Free Stuff Mentioned:

Here’s some of the gold we cover…

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