012 | Why Invest in Property?

By The Property Couch May 21, 2015 in Podcast, Property Investment, Real life stories

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It’s no surprise that Ben and Bryce are huge advocates of property investing but until now, they haven’t explained WHY they love it so much! 🏘︎

Today we’re taking a walk down memory lane and discussing why and how Ben and Bryce first got into the residential property market and why they’ve continued to stay!

From Ben’s early love of investing to Bryce’s captivation with Jan Somers’ back of napkin calculations, we’ll also hear about Ben’s “apprenticeship” years that’s made him the guru he is today!!

PLUS we’ll be looking at the fundamentals you should know about investing (Including how property can be BOTH a liquid and non-liquid asset, we know it’s a bit of a head-scratcher…

And applying those to Sydney and Melbourne markets today.

We’re sayin’ that this time – the rising time will NOT lift all ships!

In this podcast, Bryce and Ben also mention that based on CoreLogic’s “Pain and Gain” Report, properties held for shorter time periods are much more susceptible to loss. To read the full report, click the image to the right.

Listen in now!

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CoreLogics “Pain and Gain” report. For more information on CoreLogic visit RP Data CoreLogic

Here’s some of the gold we cover…

0:30 – Ben’s been through the wars…
2:12 – Why Ben first got into property investing!
5:20 – Why Bryce first got into property investing!
6:55 – A bit of gold from Robert Kiyosaki
7:45 – What does property investing mean for YOU?
9:00 – Ben’s “apprenticeship” years
10:05 – Sydney and Melbourne folk – beware of the market now!
11:20 – Case Study: Manly (and what you should learn from it!)
14:41 – Why the rising tide will NOT lift all ships
15:30 – THIS is what you need to understand about property investing….
16:15 – Different investing strategies!
16:58 – The independent umpire is….
18:10 – Why property is both an illiquid AND liquid investment!
20:00 – We’re at 4.5k downloads – THANK YOU folks!

011 | Property Spruikers

By The Property Couch May 8, 2015 in Podcast, Property Investment, Real life stories

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We’ve got four words when it comes to property spruikers folks:

Run for the hills! 🏃🏃

Today’s topic is something we’re extremely passionate about which is why we’re focusing an entire episode on it!!

Too often we’ve heard of “sharks in suits” who have no proper training…

Giving terrible financial advice that can cripple folks’ wealth and make that lifestyle dream, well, a dream.

In fact – hearing about these people are why we started this podcast in the first place!

To help you avoid falling into the same situation, today’s episode will define who Property Spruikers are, what they do and why they even exist!

More importantly, though, we’re covering HOW you can avoid them!

We’ll be providing you with industry intel so you can also identify the main tactics they use (As you’ll hear with some spruiker “educators”…)

AND we’ll explain how property advisors will act when they really have your best interests at heart!

Did you know that Australia’s peak industry body, the Property Investment Professionals of Australia (PIPA) can also help you verify your buyers’ agent if they’re a PIPA member?

Yep, that’s right folks!

There are plenty of good tactics that you can use to stay away from the sharks; to find out more just tune in to today’s episode.

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!
- First Name
- Email
- Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
- Yes, I do! Send me my free access to Money SMARTS Platform too.
- Phone
  This field is for validation purposes and should be left unchanged.
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Watch Ben’s commentary on the recent rate cuts here.
Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!
Our parent company Empower Wealth is a PIPA Member and all our advisors are QPIAs. You can learn more about our free and no-obligation initial consultation here.

Here’s some of the gold we cover…

1:20 – What we’re NOT against…
2:15 – The problem with Property Spruikers
4:18 – Our message to beginner investors!
4:47 – How to get objective property advice
5:59 – What a true property advisor will do
6:19 – So, what are Property Spruikers?
6:36 – The Property Spruiker’s “argument” (and why it doesn’t work!)
7:43 – A sad real-life example folks 🙁
8:33 – 1 way to tell you’re dealing with a Property Spruiker
9:10 – Why do Spruikers exist?
9:55 – #3 Spruiker tactics!
11:33 – Beware the “educational” spruikers!
12:15 – How to verify a legitimate property educator
13:30 – The miner vs the shovel seller analogy
14:14 – Spruikers will use rental ______
15:40 – “There’s no such thing as a free lunch!”
16:47 – You gotta ask THESE questions
18:00 – How the Property Investment Professionals of Australia (PIPA) can help you avoid spruikers
19:35 – What is two-tier marketing?
21:51 – How to avoid spruikers!
22:42 – Check out Ben’s commentary on the RBA cash rate!

009 | Buying Counter Cyclical

By The Property Couch April 24, 2015 in Podcast, Property Investment

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Buying in a heated market is kinda like jumping off a cliff because everyone else is jumping…

…many investors start buying any old investor stock (Call it a classic case of the FOMO), but the problem is, how do you know that a heated market hasn’t already reached its peak before you even jump in?

The answer is: Sometimes to get ahead, you’ve got to take the road (or cliff) less travelled! (We might be going overboard with this analogy)

In this case, it’s using a counter-cyclical strategy.

Today we’ll be exploring what this is, the benefits it can bring, and how becoming a borderless investor could be best for you!

But remember folks: Each state has its own cycle, and it’s not always easy to tell WHERE the market currently is!

To help you determine this, we’re sharing a fantastic resource called CoreLogic Monthly Housing & Economic Chart Pack. This pack allows you to see how each state’s property market has performed over the past 30 years! (Just click on the image to download the report now!)

The message today folks is it’s all about market timing and avoiding making rash decisions. To learn how to navigate both, listen in now!

Free Stuff Mentioned:

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.

Here’s some of the gold we cover…

1:00 – We’ve got something to celebrate…
2:30 – Sydney folks, beware the bubble!
3:40 – Why we’re lucky in the property market
4:05 – The psychology of the buyer
5:10 – The “Rebound” Property
5:59 – The biggest market cycle Sydney has seen
7:00 – Ben’s experience with this market cycle
8:05 – A quick look at Australia’s market cycles
9:00 – Don’t be caught up in FOMO, instead become a _____ _____!
9:45 – Interest rates, value and heated markets
10:39 – Were seeing THIS for the first time in Australia’s history!
11:00 – The PROBLEM with buying in a heated market
11:50 – What is buying counter-cyclical? (Don’t end up like this client!)
13:20 – The role of Government and Australian Prudential Regulation Authority (APRA) in an unregulated heated market
15:30 – THIS helped us through the Global Financial Crisis
16:00 – 1 property, 2 different investors, 2 very different results…
17:30 – What markets you should be looking at investing in!
18:07 – Why you should want ____ ____ to control the markets
19:09 – In summary, we love you Sydney BUT…
20:30 – Check out the Chart Pack!

007 | Studio or One Bedroom Apartment as an Investment Property

By The Property Couch April 10, 2015 in Podcast, Property Investment

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Folks, we’ve been sharing what we believe will make you into successful investors, but today, we’re turning the microphone over to you.

We’re answering one of the FIRST questions we ever received on our podcast from Matt:

And what a great question it is! 🏠

With the rise in apartments in CBDs around Australia, this is a common question we’ve been hearing, and we’re excited to get into the meat of it today!

We’re breaking it down into HOW these two accommodations differ, the different types of asset classes you can invest in and the regulations around them…

PLUS, we investigate density and spacing (More importantly, how it can create pesky glass ceilings for you)…

Whether holiday homes are a better investment (Curveball, right?!)

And how lifestyle factors and the fading Great Australia dream impact our response!

But before we let you jump into today’s episode, we’ve got a huge announcement!

We’re almost at 1,000 downloads!!

Thank you to all our listeners, we appreciate you tuning in each and every week!

And if you’re like Matt and have a question you’d like to ask, send us a voice message through our SpeakPipe (It’s the tab on the bottom right of this page!)

But back to today’s episode…

👉 Tune in now folks, there’s some evergreen wisdom in there!

Free Stuff Mentioned:

Here’s some of the gold we cover…

1:30 – What’s the difference between a studio and a 1 bedroom?
2:30 – Why one size doesn’t fit all!
3:30 – These are ALL factors which impact our answer
4:05 – Our banks and Valuers are shy around THIS
5:30 – What Ben predicts will change in Australian markets
6:18 – What do banks look at? (And how can this put a glass ceiling on YOU)
7:01 – Our 2 cents on studios
7:41 – ___ households are the fastest growing in Australia!
8:00 – How our culture plays a role
9:55 – Is the Great Australian Dream fading?
10:50 – How a shift in developer stock and lifestyle factors impacts your choice
12:20 – There’s no ____ value in medium/high density areas
13:10 – Mainstream vs non-standard property investing
14:10 – Why to avoid specialised lending (You need THIS strategy instead!)
14:45 – The issue with investing in holiday homes
17:10 – Our verdict: Studio vs. 1 bedroom!

006 | Four Pillars of Mastery – Defence

By The Property Couch April 2, 2015 in Podcast, Property Investment, Property Investment Formula

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Folks, it’s scary to watch investors pour bucketloads of time and money into budgeting and buying a property, to then not invest in any protection!

This is exactly why we’re homing in on the fourth and final part of our ABCD Property Investment Formula series: Defence!

Previously, we’ve spoken about Cash Flow Management, Borrowing Power and Asset Selection. If Asset Selection is the favourite of the Four Pillars, then Defence is definitely the least favourite. Most investors are always on the lookout for new investments or new ventures to go into, but the most important asset is actually the investor themselves.

That’s why we’re looking at…

🛡 HOW to minimise risk across Asset Selection, Borrowing Power and Cash Flow Management…

🛡 WHO you shouldn’t be taking advice from…. (Hint: Ben and Bryce are declared enemies of these types of advisors 😉)

🛡 WHY you should be investing in certain policies and mortgage brokers…

And why mining towns aren’t the ideal investment – especially if it’s your first property!

So don’t end up like some of the people that Ben references in today’s podcast, or spend years investing to be blindsided by weak defence…

Tune in and get smart with our final pillar in the Property Investment Formula!

Free Stuff Mentioned:

Here’s some of the gold we cover…

1:18 – When we say defence, we’re talking about…
1:50 – Why you need to unpack YOUR story
2:35 – Risk mitigation and Borrowing Power!
3:40 – The 3 filters for determining Defence in Asset Selection
5:00 – Understanding Risk vs. Reward
5:25 – Mining Towns vs Blue Chip areas
6:10 – How you should be analysing properties (and what you shouldn’t be seduced by!)
7:50 – Who you should be taking Defence advice from!
10:14 – The BIGGEST defence you can have in Cash Flow Management
12:30 – How to install defence measures to you Borrowing Power
13:00 – Why you need an _____ _____ mortgage broker!
13:42 – What are we actually protecting?
14:08 – How to mitigate asset risk
15:45 – Defence for assets is also defence against _____!
16:08 – How to protect your income and lifestyle
17:55 – Why THIS type of insurance is important as you get older
19:42 – Help us educate others!

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

We’re almost at 1,000 downloads!!

Free Stuff Mentioned:

Here’s some of the gold we cover…

Free Stuff Mentioned:

Here’s some of the gold we cover…

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