Lending Archives - Page 7 of 7 - The Property Couch

096 | Building a Positively Geared Property Portfolio – Chat with Prue Muirhead, Property Investor of The Year (2010)

By The Property Couch December 29, 2016 in Podcast

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Joining us on our first online recording today is Prue Muirhead! Prue is the co-founder of Muirhead Property Management, the 2010 Property Investor of the Year, teaches property investment and property management at TAFE Adelaide and an active investor with 18 positively geared properties under her belt. So in today’s episode, Bryce and Ben will be chatting with her about how she build her positively geared property portfolio and:

Her journey as a sophisticated property investor, the hurdles she faced along the way and how she overcame that
Understanding different risk profiles and property investing risks when building a portfolio
The lending challenges faced by a self-employed and how she used the equity in her current home to build up her portfolio
What’s her investment strategy and her definition of manufactured property growth
The importance of continuous learning, research and taking initiatives to an active investor
Self-management versus using a property manager
Potential for upgrades and renovations from a property manager perspective
The mindset and preparations required for property developments
Mistakes made along the way and her top tips for other property investors

If you like this podcast: “Building a Positively Geared Property Portfolio – Chat with Prue Muirhead, Property Investor of The Year (2010)”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.

58 | Will apartments value drop by 50%?

By The Property Couch April 7, 2016 in Podcast, Uncategorized

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In recent weeks, a few lenders have begin to tighten their terms and conditions on apartments in certain suburbs across Australia. Needless to say, some commentators are putting a blanket statement on the future of apartments and claims that they are looking rather bleak at the moment. However, how much impact will these changes have on apartments value and if so, will it affect all types of apartments?

Listeners that have followed this podcast since its inception would know about Bryce and Ben’s view on apartments. Whether it is a brand new one bedroom apartment in the city centre or an attractive off the plan deal, our hosts still prefer established apartments in great locations. As property investment advisor and buyer’s agents, they have advised hundreds of clients to invest in apartments so, are they worried about this lending restriction? Are they expecting a massive drop in apartments value and where are they seeing this happening? Listen to this podcast to find out more.

The article mentioned in this post:

Apartment lender AMP blacklists more than 140 suburbs – Read more

If you like this podcast: “Will apartments value drop by 50%?”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

029 | Common Mistakes when Investing in Property

By The Property Couch September 17, 2015 in Podcast

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We’ve all made mistakes in life. Some are relatively harmless but when it comes to high value transactions such as investing in property, the stakes are higher. So this time on The Property Couch podcast, Bryce Holdaway and Ben Kingsley list out a few common mistakes that they’ve seen people make in their investment journey.

The first mistake is underestimating the importance of having a good lending strategy and structure. One investment property will not be sufficient to provide you with a self funded retirement so in time, you will need to buy another one and if you messed up your lending structure from the start, you might not be able to achieve your full potential in your portfolio. One of the common regret that Bryce and Ben have heard before is the investor’s drive to look for lenders that offer them the least interest payable has clouded their decision for better borrowing power and eventually, a better asset.

Listen to this podcast to find out the other four mistakes that a property investor often make.

Free Resources mentioned in this podcast:

Ben’s short presentation: Fear/Procrastination vs. Greed – The Balancing Act
Money Magazine article: Earn $55k a year in rental income

If you like this podcast: “Common Mistakes when Investing in Property”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

028 | Is the Property Market Oversupplied & What’s Happening in the Lending Sector?

By The Property Couch September 10, 2015 in Podcast

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With dwelling approvals remaining close to record high levels and the latest housing credit data suggesting a slowing investment credit growth, will this lead to an oversupply in the Australian property market? On top of that, how is the lending sector affected by the recent changes put in place by Australian Prudential Regulation Authority (APRA)? All these factors are a cause for concern for most property investors especially when there is a lack of awareness in this industry.

So in this episode, Bryce Holdaway and Ben Kingsley will be discussing if our property market is oversupplied and which areas will be affected by this market movement. They will also be discussing the recent changes made by APRA, how will it impact property investors and what can investors do to ensure their property plan remains on track.

Other episodes mentioned in this podcast:

Four Pillars of Mastery series
Ep. 016 – 5 Essential Steps to Property Investing in Australia
Ep. 017 – Who’s your Personal Banker?

If you like this podcast: “Is the Property Market Oversupplied & What’s Happening in the Lending Sector?”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

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