Some stories need to be told. And today’s guest listener owns one of those stories.

Here’s what happened…

While working in the Navy, Max Roman literally had his legs crushed when a torpedo unexpectedly fell from a submarine’s storage shelf, instantly trapping him.

Obviously, that’s quite a full-on story, right!?! And definitely not something you hear every day.

But it gets even more “Wow.”

… Despite all this, Max held true to his commitment to create something more for himself. He stayed the course because YEARS BEFORE all that happened, he’d embarked on a journey few folks take… he’d started upon the road less travelled to Financial Peace!

And what a trek it’s been!!

… ‘cos there’s SOMETHING ELSE to Max’s story that surprised the heck out of us…

… low and behold, it turns out he actually went to the same high school as Bryce – just the year below!

Like we said, some stories just need to be told…

Tune in now to hear it.

Free Stuff

• Take our Survey (only 7 mins to complete – and you get an Awesome New Freebie at the end of it 😉)
• Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH)
• Episode 238 | Money & Mental Health: Why there’s more to it than you think… Chat with John Mendoza Director of ConNetica

Here’s What We Cover…

• Wait, SAME high school as Bryce?! (do they remember each other?)
• What did Max learn from the accident?!
• Why and how did he get interested in investing?
• Max’s early beginnings with shares…
• When did the switch to property happen?
• How much did that first property grow in value?
• How many properties does Max own now?
• The problem with the “Work Equals Money” mindset…
• Why is the Psychology of Investing so important?
• How to achieve financial peace without a tertiary degree
• “Bring Your Own Apple” – The Greatest Money Lesson
• Should you buy grandma’s house?
• Ways to handle rental vacancies or a reduction in rent…
• How did Max manage his money BEFORE Money SMARTS?
• Why is the Money SMARTS system the only system you will ever need?
• Max’s experience Money STRETCH and Money FIT
• Do we disagree with budgets all together?
• Money + Mental Health…
• Max’s Tips For Other Property Investors!

Note: There are more real-life investor stories like this in our Summer Series! Make sure you check them all out here.

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Yep. She once had TWELVE bank accounts open… but now her money management story looks very different indeed!

Joining us today is listener Renae Brandsema… and we’re about to unpack how she said goodbye to financial stress once and for all.

Because what’s interesting about Renae is she has known what money is like as a stressor – and she’s previously tried to control this stress by counting every single dollar that went out the door – which at face value might seem like it’s smart money management, but in actual fact does more harm than good… often contributing (or perhaps even causing) the stress in the first place!

We mean… Can you even imagine trying to manage all those bank accounts!?!

Thankfully, Renae has a very different relationship to money now… and while she’s kept some of her positive money habits – like being frugal when it comes to “wants” versus “needs” – she now knows what it’s like to be in REAL CONTROL of her money.

… And with that comes the best reward – Financial Peace.

Tune in now to hear how Renae took total control back of her money management (and got rid of all those accounts 😉)!

Free Stuff Mentioned…

• FREE eBook– Make Money Simple Again
• Take our Survey– What do YOU want to hear about on The Couch?! (only 7 mins to complete – and you get an Awesome New Freebie at the end of it 😉)
• Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today!(includes Money SMARTS, Money FIT + Money STRETCH) Click here or simply fill in the form at the bottom of this page

Here’s What We Cover…

• 02:53 — Meet Renae and her money background…
• 07:12 — What’s she like with shopping?!
• 07:50 — What’s “holes in socks” got to do with all this?
• 09:47 — The transition to marital life…
• 11:00 — Who handles the money in the relationship?
• 11:49 — What were the early years of managing money like?
• 12:38 — 12 bank accounts!
• 16:30 — The reconciling system…
• 18:36 — What was causing all the money stress?
• 19:39 — What triggered her to look for a different system?
• 23:01 — The “A-ha” moment…
• 24:40 — The biggest change (and how it impacted Renae’s husband)
• 30:19 — The Money Transformation!
• 31:23 — What was the property planning process like?
• 35:07 — Why does Renae think you should use Money SMARTS?
• 26:39 — What does their weekly “kitty” look like?
• 39:40 — #1 Tip for paying for petrol!
• 44:08 — How long does their monthly check up take?
• 46:39 — How to get The Big Rock in The Jar…
• 53:53 — What do you do with business profits inside the MyWealth Portal?
• 55:36 — What do we think about financial education in schools?

Note: There are more real-life investor stories like this in our Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS like Renae?

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Today we kick off the first episode of our Summer Series – that is, we’re showcasing REAL LIFE MONEY TRANSFORMATIONS!

And there’s no better place to start than with Brendan Deith, who took humble beginnings as a paperboy to ignite money habits that would go onto pave the way to a passive income for life!!

And Brendan’s journey has indeed been an endless ripple effect – from learning good money management early (thanks to his paper round & his parents sound money management conversations around the kitchen table) right through to the ULTIMATE OUTCOME – Financial Contribution.

There’s a few tweaks and tips along the way too… so strap yourselves in folks ‘cos you’re in for a feel-good episode with solid takeaways that you can go ahead and implement in your own life too!

Psst… just wait to you get to the part about “The Classroom Economy” – it’s game-changing!

Free Stuff

• FREE eBook – Make Money Simple Again
• Take our Survey – What do YOU want to hear about on The Couch?! (only 7 mins to complete – and you get an Awesome New Freebie at the end of it 😉)
• Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) Click here or simply fill in the form at the bottom of this page

What We Cover…

• 05:38 – Brendan’s Backstory
• 08:30 – The Drum set that kickstarted healthy money habits…
• 09:57 – What was his parents’ “extra” jar?
• 11:09 – The award saver account (paper round money)
• 12:18 – What was Brendan’s original budgeting system?
• 14:27 – The first property
• 16:17 – How did having a buffer help with the mindset?
• 17:48 – BEFORE Money SMARTS…
• 18:58 – AFTER Money SMARTS…
• 24:26 – The Ripple Effect of spending habits
• 26:22 – What does Brendan most enjoy about Delayed Gratification?
• 27:44 – How & When did he discover Money SMARTS, anyway?
• 29:44 – Unique Ways to get your essential spending down…
• 30:38 – How does Brendan navigate provisions?
• 31:34 – Why has he NEVER done the 7-day float?
• 32:13 – Using a credit card for everyday spending (Who should & Who absolutely should NOT?)
• 33:32 – Is Brendan’s wife equally on board?
• 24:17 – The Best Advice They Ever Got!
• 35:17 – What are they doing with the trapped surplus?
• 35:37 – What’s their Passive Income target?
• 37:33 – Getting Property Investment Advice and getting an answer to this question: “How many properties do we actually need?”
• 39:41 – How does he feel about getting into debt?
• 41:09 – The first investment property…
• 43:75 – The Two Journeys You’ll Almost Always Take To Reach Financial Peace
• 45:04 – Brendan’s “Classroom Economy” that teaches kids about money…
• 50:42 – Money SMARTS Hack
• 52:53 – Brendan’s Question for us… Do you plan for an increase material (and labour) cost for renovations

Note: There are more real-life investor stories like this in our Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS like Brendan?

Fill in the form below and create your account on our Money SMARTS Platform now!

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