X

013 | Buy an investment property and continue renting or buy a home – Q&A Day!

Right off the bat folks, a big THANK YOU to our listeners for all the questions they’ve sent in!  

We’re excited to be answering a BUNCH of great questions in our FIRST EVER Q&A session!

We’ll be covering a lot of ground, from the crucial conversations you should be having before making ANY decisions to the type of research and data that’ll help you determine the best option for you. 📈

We’re also sharing our thoughts on the Government’s policies on negative and positive gearing, and explaining why removing negative gearing is actually a terrible idea! 

Once again thank you to all our question submitters, we’re glad that this podcast has inspired you and we had tons of fun recording this one!   

Listen in now folks, plenty of gold to help you make the right decisions.  

P.s. In the future we are hoping to answer ALL of your questions, so please keep sending them in!  

 

The Questions…

Dan and Ryan:  

“Should we buy an investment property in a high growth location and keep renting, or move a bit further out and get something we can afford?” 

Leah:  

“Do you think the tax rules around negative gearing will change in the future, so as not to benefit those investing in multiple properties and how do you diversify your portfolio?” 

Mark:  

“How do you identify high disposable income suburbs and if you’re buying in a block of units, how do you work out if there are more owner-occupiers than renters in the building and area? Also, what do you think about dual living homes ie: granny flats?”

 

Free Stuff Mentioned:  

  • Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 

    • Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
    • This field is for validation purposes and should be left unchanged.

 

Here’s some of the gold we cover…

  • 0:37 – Dan and Ryan’s Question  
  • 2:15 – What you need to analyse first!  
  • 4:00 – Why you SHOULD consider renting in a lifestyle location  
  • 5:25 – The conversation you need to have… 
  • 6:21 – Leah’s Question  
  • 7:07 – The fundamentals of gearing  
  • 8:35 – What we predict for the future of negative gearing policy… 
  • 9:10 – How the Government gets its revenue 
  • 9:42 – Our questions to the Government on positive gearing tax  
  • 10:35 – Why removing negative gearing doesn’t work!  
  • 12:50 – How do you diversify your portfolio?  
  • 15:03 – Mark’s Question  
  • 15:45 – Where and how you can find the income story!  
  • 17:00 – Why you should focus on small blocks  
  • 18:29 – ALL the data we use  
  • 20:00 – When is it best to have a granny flat?  
  • 21:23 – Some gold from Bryce!  

 

012 | Why Invest in Property?

It’s no surprise that Ben and Bryce are huge advocates of property investing but until now, they haven’t explained WHY they love it so much! 🏘︎  

Today we’re taking a walk down memory lane and discussing why and how Ben and Bryce first got into the residential property market and why they’ve continued to stay!   

From Ben’s early love of investing to Bryce’s captivation with Jan Somers’ back of napkin calculations, we’ll also hear about Ben’s “apprenticeship” years that’s made him the guru he is today!!  

PLUS we’ll be looking at the fundamentals you should know about investing (Including how property can be BOTH a liquid and non-liquid asset, we know it’s a bit of a head-scratcher… 

The Property Couch - Ep 12 - Why invest in property - CoreLogic Pain and Gain report

And applying those to Sydney and Melbourne markets today.  

We’re sayin’ that this time – the rising time will NOT lift all ships!  

In this podcast, Bryce and Ben also mention that based on CoreLogic’s “Pain and GainReport, properties held for shorter time periods are much more susceptible to loss. To read the full report, click the image to the right. 

Listen in now!  

 

Free Stuff Mentioned:  

  • Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! 

    • Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
    • This field is for validation purposes and should be left unchanged.
  • CoreLogics “Pain and Gain” report. For more information on CoreLogic visit RP Data CoreLogic

 

Here’s some of the gold we cover…

  • 0:30 – Ben’s been through the wars… 
  • 2:12 – Why Ben first got into property investing!   
  • 5:20 – Why Bryce first got into property investing! 
  • 6:55 – A bit of gold from Robert Kiyosaki  
  • 7:45 – What does property investing mean for YOU?  
  • 9:00 – Ben’s “apprenticeship” years  
  • 10:05 – Sydney and Melbourne folk – beware of the market now!  
  • 11:20 – Case Study: Manly (and what you should learn from it!)  
  • 14:41 – Why the rising tide will NOT lift all ships 
  • 15:30 – THIS is what you need to understand about property investing…. 
  • 16:15 – Different investing strategies!  
  • 16:58 – The independent umpire is…. 
  • 18:10 – Why property is both an illiquid AND liquid investment!  
  • 20:00 – We’re at 4.5k downloads – THANK YOU folks!  

 

008 | Investment Stock vs. Investment Grade

Well folks, after eight long weeks of waiting, we’ve FINALLY reached our most anticipated topic yet…Investment Stock vs. Investment Grade Properties! 

Did you know, there’s a higher percentage of investors who’ve sold their property for less than their original purchase price, than owner-occupied properties? 💸 

Yep, that’s sadly true. That’s why in today’s episode, we’re deep dive into what investment stock actually is, how it differs from investment-grade properties… 

...And how to know if YOU’RE being spruiked into buying stock!  

We’re also examining the science behind Investment Grade Properties, why depreciation shouldn’t be the end-all, and how becoming a borderless investor can benefit you!! 

PLUS, guess what milestone we’ve just achieved…

IMG_20150417_091810

 

 

 

 

 

 

 

 

 

A HUGE thank you all our listeners and to those of you who have left us a review! We love hearing from you so please keep those reviews and questions coming via the iTunes store or our Facebook page!

 

Free Stuff Mentioned:  

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 


  • Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
  • This field is for validation purposes and should be left unchanged.

  

Here’s some of the gold we cover…

  • 1:19 – What are some concerns for investors today? 
  • 2:10 – What is Investor Stock? 
  • 3:00 – Why Investor Stock can cause losses 
  • 4:50 – How to tell if your advisor has your best interests at heart 
  • 6:00 – The Enthusiastic Amateur (BE WARNED!)  
  • 7:43 – How to know YOU’RE not being sold Investment Stock! 
  • 8:35 – Don’t Invest in property for THESE perks! 
  • 9:06 – Why ________ shouldn’t be the end-all 
  • 10:07 – The science behind Investment Grade properties! 
  • 11:27 – How WE look for properties 
  • 14:00 – Why FOMO is an indicator NOT to buy! 
  • 16:33 – How to be a borderless investor  
  • 17:29 – Why investing is all about the ____!  
  • 18:22 – How you can stay educated on investing 
  • 19:20 – We’ve hit WHAT milestone?! 

 

005 | Four Pillars of Mastery – Asset Selection

 We’re going to let you in on a secret for selecting great assets… 

Look at the big picture BEFORE the property!  

That’s right folks! We’ll be discussing this (and more!) as part of the third episode which focuses on A for Asset Selection in our ABCD Property Investment Formula.  

And while most think they score an A+ in this area, we look at a couple pitfalls that can cause people to score an F!  

Bryce discusses why you should avoid being sold on “The Bling!” (Think shiny taps and sparkling stainless steel…yep, he definitely fell for that one 😉)  

…and instead, what other areas you should be focusing on when selecting an asset! Is investing in new or old properties better? And how important is location and land value?  

On top of that, we look at the big question on everyone’s mind: Who should you be taking property investing advice from anyway??  

Tune in for all this and more in today’s episode!  

 ✨ Plus don’t miss Ben’s golden return ratio which could completely change the way you select your assets! ✨ 

 

Free Stuff Mentioned:  

Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. 


  • Are you also interested to have a better understanding of your cashflow position via our FREE Money SMARTS Platform?
  • This field is for validation purposes and should be left unchanged.

  

Here’s some of the gold we cover…

  • 1:40 – The Big Picture of Asset Selection 
  • 2:33 – Folks, property is an emotional asset!! 
  • 3:00 – What is the Growth story?  
  • 4:12 – A bit of gold for our listeners… 
  • 4:45 – Why medium and high-density areas are different to this golden rule? 
  • 6:00 – Why is asset location so important?  
  • 7:10 – Ben’s “ugly duckling to swan” property story! 
  • 8:15 – Using the Telescope vs. Microscope approach  
  • 9:25 – Bryce’s first property: Don’t be sold on the bling too!  
  • 10:10 – What is the buyers quadrant?  
  • 11:28 – First-time property investors – don’t be seduced by ____!  
  • 13:31 – How new properties are sold  
  • 15:15 – The generational difference: Apartment vs. house properties 
  • 16:30 – It’s NOT about land content it’s about…   
  • 18:00 – A good rule of thumb for land to asset ratio! 
  • 19:30 – WHO should you be taking your advice from when buying an investment property? 
  • 22:00 – Send us your questions!   

 

Instagram

Free Resources

What to be notified when there are
new updates & free resources?

  • This field is for validation purposes and should be left unchanged.

×

MONEY SMARTS SYSTEM

Plus We Will Also Notify You When We Release New Episodes

We Only Send You Awesome Stuff

×

SUGGEST A GUEST!

We Only Send You Awesome Stuff

×