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200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru

Folks, it’s finally here… our 200th EPISODE!!!!!!!!!!

Pheeeeeeeeeeuuuuuuuuppppp!!!!

(This is as close as we can get to a Party Horn sound.)

And, boy, do we have a legendary episode for you!!! To give you an idea folks — when we locked in today’s guest, Ben was cartwheeling and high-fiving all over the joint. And for good reason… because joining us today is none other than THEMoney” man himself, Mr. Paul Clitheroe!!!

Look, we probably don’t need to tell you that from 1993 – 2002, Paul Clitheroe was indeed a household name — appearing in people’s lounge rooms as he hosted the wildly successful show Money on the Nine Network. Yep. Almost one in two households were watching his show, so if you’re like us, and you’ve got a bit of “salt and pepper” in your hair, chances are you were one of the folks watching!

For those Gen Y-ers who might not know Paul, he (along with his uni mates) founded the leading investment research and advisory company ipac, back in 1983. He’s got more than a handful of books to his name — Money, Marriage and Divorce, Making Money, The Road to Wealth, Free Yourself from Debt, Make Your Fortune by 40… and this isn’t even all of them! You can see all of his books here.

To put the cherry on top of his very successful career, Paul’s gone on to dedicate his professional life to serving others, having been an active advocate of financial literacy for DECADES and championing ASIC’s MoneySmart Schools. To give you an idea, he’s Chairman of the Australian Government Financial Literacy Board and Financial Literacy Australia, as well as the Chairman of InvestSMART. Oh, and he’s also Chairman and chief commentator of Money Magazine.

Yep. Doesn’t get much better folks!!

Well, maybe it does… because we’ve got him for over 1.5 hours of rock-solid gold!!! (Yep. You might need to listen on both ways of your commute!!)

Even better?

Paul shares some real life money hacks AND he’s also a ripper storyteller!

 

Before we kick off this most epic of episodes, we’ve also got YOU a gift for our 200th episode…

CLICK HERE to get the GOLD from our first 20 episodes!

This guide is awash with golden foundational tips and actionable takeaways!

They contain some of our best stuff, and our later episodes draw on the insights from these earlier ones. So it’s crucial you pick up the gold in these, so you don’t miss out on all the really important info (also saves you from trawling through hours and hours of podcast episodes!).

What’s included in this Binge Guide?

  • 90 pages of checklists, diagrams, tables and summary notes from our first 20 episodes
  • Understanding asset selection – know where to buy, pick the right property, time the market and more!
  • Structure your home loans without hitting “glass ceilings” and managing your money well at the same time
  • Lessen your risk and apply the fundamentals
  • How to avoid spruikers and bad advice
  • And much, much more!

Click here to download or simply fill in the form below and we’ll send it to you right away!






 

AND BACK TO TODAY’S 200th EPISODE…

  • When did Paul start to think about money habits?
  • What was his parents’ relationship with money?
  • How can parents teach their kids about the value of money?
  • How do you affect behavioural changes around money?
  • What was Paul’s financial mistake?
  • How much did the money his parents put aside turn into?
  • What little things can you start to do now that over time will have huge benefits?
  • Is there a link between happiness and a person’s salary?
  • If so, how much do you need to earn before your happiness is no longer affected?
  • What are kids now being taught in schools? (Head here for more)
  • Are humans programmed to spend 10% more than they earn? How can you fix this?
  • How did Paul overcome his own financial issues when he started his business?
  • How did he end up on ABC’s Four Corners?
  • What was it like meeting Kerry Packer???
  • What do most people think when they see a suit and tie?
  • How was it like juggling a growing business, family and television?
  • What are the common questions Paul gets about money?
  • What is Paul’s #1 Money Tip?
  • When did Australia sell the greatest number of CommBank shares? And why is this relevant?
  • What are Paul’s views on the changing property market?
  • What’s the “aggregate economic effect”?
  • What does Paul think about the proposed changes to negative gearing?
  • Have Australian voters become “red lolly suckers”?
  • What was the BEST advice Paul ever received?

Here’s to 200 more episodes folks!!

 

And if you’re looking for some practical money-saving hacks, check out our video series below!

[REVEALED] The Money Saving Hacks the Banks Don’t Want You to Know About —- Free 3-Part Video Series

Money Saving Hack #1 — How to Make Sure You NEVER Pay Interest on Your Credit Card
Money Saving Hack #2 — How to Never Unconsciously Overspend Ever Again
Money Saving Hack #3 — How to Put Your Finances on Autopilot

Fill in the form below and we’ll email you the videos right away!

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188 | What’s Renovating got to do with Dating? Chat with Naomi Findlay

You heard that correctly, folks!

Renovating and Dating. YEP… turns out they’ve got something in common!

And to be honest — if it wasn’t for today’s guest, we probably wouldn’t have clued onto this comparison on our own. But, yep, you betcha… she’s definitely onto something!

Joining us on The Couch today is none other than Naomi Findlay, Australia’s Rapid Renovation Expert. And not only is Naomi the Principal and Founder of the International Institute of Home Staging, author of the best-selling book Ignite Your Property Mojo, but also she’s the host of digital TV Series The Reno Show and Location Lifestyle Living! PLUS (and this is where it gets even more interesting), she’s the creator of Rapid Reno Mate — the new app that’s made especially for renovators!

So, let’s just say — when it comes to renovating for profit, Naomi’s all over it.
Before we dive straight in and reveal the exact reason why renovating is just like dating…
… We’ve got some HUGE news for you!!

 

Our brand new book — Make Money Simple Again — is out THIS OCTOBER 2018!!!

>> Join The Waitlist Now (and get a surprise bonus!)

Yep, if you want to grab a copy of Make Money Simple Again before anyone else, hit up our waitlist and we’ll make sure it’s yours at the same time hits the shelves!! And, just to sweeten the deal EVEN MORE, we’re throwing in a free surprise bonus for our TPC Tribe Members who join the waitlist.

Now we’ve got other announcements as well but because we’re running out of space, we’ll do this in bullet points (who doesn’t like bullet points?!):

  • PIPA Survey is expiring tomorrow, 5 pm, Friday, 7th Sept. If you haven’t it, we’re asking you a favor. Your input makes a difference so please complete it here!
  • Don’t forget to check out our appearance on the Today Show5 Tips to Get an Investment Property. You can watch it here!
  • The Sydney Property Buyer Expo 2018 start tomorrow as well! We’ve got two jam-packed session:
    • Saturday, 10 AM – Special Length Masterclass – Ben and Bryce with Special Guest to talk about Buying your First Home / Investing in your First Property
    • Sunday, 1 PM – Ben on How to Achieve Financial Piece with 5 Properties or less!

So if you’re around town, please do come and say hi! Always love to chat with a fellow coucher and ticket’s on us too. Just click here and use this code: COUCH

That aside, let’s get back to Renovating/Dating!!

 

What’s to learn today?

 

p.s. By the way, in case you’re curious, the treehouse that Ben mentioned on the show is in Crossville, Tennessee, United States!

p.p.s. Don’t forget to join our Waitlist for the upcoming book!! >> Join The Waitlist Now (and get a surprise bonus!)

 

 

187 | How to Inspect Property Like a Pro! Chat with Andrew Mackie-Smith, Expert Building and Pest Inspector

Folks, let’s just come right out and say it… getting a Building and Pest Inspection is very, very important if you’re going to buy a property. So much so that we’d go as far as to use the word “vital”. Yep, this is true for both homeowners and investors!!

So, we think it’s in your BEST interest to listen to what today’s guest, Andrew-Mackie Smith, Principal Consultant of BuildingPro (Building and Pest Reports) and author of Building Success: Why Property Investors Need Building Inspections has to say about it.

Here’s why he’s qualified to give you these tips:

  1. He’s personally carried out over 12,500 Building and Pest Inspections.
  2. His qualifications are legendary — Andrew is a licensed builder, building inspector, pest inspector and holds qualifications in Building Surveying, Scaffolding Inspection, Timber Pest Management and Real Estate.
  3. He’s a sought-after speaker to provide expert advice, specifically (but not exclusively) aimed at helping property investors.

We’re absolutely sure you’ll get a bag full of golden knowledge nuggets to take away from this one, folks!!!

Oh, and guess what?? It’s that time of the year!

Property Investment Professionals of Australia (PIPA) would like your input in this year’s Property Investor Sentiment Survey!

It should take less than 10 minutes to complete, and your feedback is really important to reveal the mood, confidence and key trends underlying the Australian property investment market (yep, that also includes your thoughts on the current lending environment).

Complete PIPA’s Survey Now >>

And before we jump into what you’ll learn from Andrew Mackie-Smith, just a quick shout out on a few free resources:

  1. Data Dive! Click here to download Ben’s Data Dive on Better Price Point, Better Location and Better Returns and we’ll send it to you right away.
  2. Pre-Building Checklist – Click here to fill it in.
  3. We’re heading to Sydney’s Property Buyer Expo next weekend (7-9 September 2018)! BOOK your free ticket with the discount code: COUCH

Similar to Melbourne’s Expo, we’ll be presenting a First Home Buyer/First Time Investor MASTERCLASS Live!!

When: 10am – 8th September (Saturday)
Where: International Convention Centre, Sydney
Cost: FREE for TPC Listeners!

PLUS, Ben’s also doing his own presentation on Sunday @ 1:00PM on How to Achieve Financial Peace with 5 Properties or Less!

We hope to see you there!

 

Now, back to today’s show!

Here’s what you’ll learn:

  • What are Andrew’s 3 Steps of Building Success?
  • When should you conduct a building and pest inspection?
  • What do you need to do after you get a building and pest inspection?
  • What do you need to look for in a building inspector?
  • What are the immediate things an inspector looks out for?
  • Why is it a good idea to walk around the entire property? What should you look for?
  • What should you look for inside the property?
  • What tips can first home buyers/investors use to work out the difference between major and minor issues?
  • What must you pay close attention to in the kitchen, bathroom, laundry and toilet?
  • Why do you still need a building and pest inspection on brand new properties?
  • What DON’T most people know about inspecting paintwork on a property?
  • What are the legal requirements of the property, like the height of deck railings and balustrades?
  • What are the “tools of the trade” of a building and pest inspector that go beyond DIY tools?
  • What CAN’T a thermal camera pick up?
  • How can you increase tenant safety to get great tenants and reduce your liability as a landlord?
  • Why do you need to be careful of buying a property near the beach?
  • How should you treat termites?
  • What are the top things a professional building and pest inspector looks at?
  • Would Andrew buy in the flood zones of Brisbane’s property market right now?
  • What are some funny things Andrew has witnessed?

 

123 | What is Owner-Occupier Appeal and How to Use It When Buying Your Next Investment?

Welcome to Episode 123! We’ve been looking forward to unpacking this one all week!

Guess what? The boys are going to walk you through THE perfect text-book investment property. As in: the very one that ticks ALL the owner-occupier appeal boxes. The one that’s going to land you the biggest capital growth payday!

So from the suburb right down to the shelves to store your stuff… B1 & B2 will explain to you what asset you should definitely be buying.

The golden tips discussed (in detail!) are:

  • What—specifically—is owner-occupier appeal?
  • What are the Three Pillars of Mastery that always create owner-occupier appeal?
  • What do you look for in a suburb?
  • What can a quick google search show you?
  • How do you see the invisible lines showing Buyers’ Agents the best part of a street?
  • Which way should your investment property face? (It matters!)
  • What should be in the garden?
  • What is the perfect textbook floorplan?
  • What do owner-occupiers buy with?
  • What’s the best orientation of the block?
  • How wide should the road in your investment grade suburb be?

This is a true ripper, even if we say so ourselves. You’ll get a lot out of this one!

And as usual, here are the Free Resources mentioned in today’s podcast!

If you enjoyed this episode (What is Owner-Occupier Appeal and How to Use It When Buying Your Next Investment?), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: https://thepropertycouch.com.au/topics/

 

096 | Building a Positively Geared Property Portfolio – Chat with Prue Muirhead, Property Investor of The Year (2010)

Joining us on our first online recording today is Prue Muirhead!

Prue is the co-founder of Muirhead Property Management, 2010’s Property Investor of the Year, teaches property investment and property management at TAFE Adelaide, and is an active investor with 18 positively geared properties under her belt.

So in today’s episode, Bryce and Ben will be chatting with her about how she build her positively geared property portfolio, as well as:

  • Her journey as a sophisticated property investor, the hurdles she faced along the way and how she overcame them
  • Understanding different risk profiles and property investing risks when building a portfolio
  • Lending challenges faced by the self-employed and how she used equity in her current home to build up her portfolio
  • Her investment strategy and her definition of manufactured property growth
  • The importance of continuous learning, research and taking initiatives for an active investor
  • Self-management versus using a property manager
  • Potential for upgrades and renovations from the perspective of a property manager
  • The mindset and preparations required for property developments
  • Mistakes made along the way and her top tips for other property investors

If you liked this episode of “Building a Positively Geared Property Portfolio – Chat with Prue Muirhead, Property Investor of The Year (2010)”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page.

If you have any questions or ideas, feel free to drop us your thoughts here: https://thepropertycouch.com.au/contact/

 

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