Counter Cyclical Archives - Page 5 of 9

Property Market Swingers Report | April 2018

By The Property Couch May 3, 2018 in Free Resources

Ever wondered if a certain city has reached its peak, or if another has finally bottomed? Well, we’ve calculated the average LocationScore for Australia’s 20 most significant urban areas over the last 3 years.

Now you can see which macro markets are swinging up or down. LocationScore is a mark out of 100 for the level of demand relative to supply in a residential property market. The higher demand is with respect to supply, the higher the LocationScore.

Free resources: LocationScore Market Swinger Report - April 2018

Fill in the form below and we'll send it to your email straight away!

ps: We’ve got heaps of other Free Resources on the site! Make sure to check them all out here.

Controlling the housing asset bubble

By The Property Couch January 16, 2018 in Free Resources

Remember back in Episode 152 where we talked about the Australian Property Market and housing affordability? Ben mentioned the Affordability Conference that he attended back in 2017 and in one of the presentations, there was Dr. Danika Wright’s talk on the housing bubble in Australia and the concept of irrational exuberance.

If you’re interested in her presentation slides, just fill in the form below and we’ll send it to your nominated email.

ps: We’ve got heaps of other Free Resources on the site! Make sure to check them all out here.

131 | How Did He Turn $4,500 Into A Multi-Million Dollar Property Portfolio?- Chat with Victor Kumar, Partner at Right Property Group

By The Property Couch August 17, 2017 in Podcast

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What would you do if you arrived from Fiji to Australia with only $4,500 to your name and little else? Well, that’s exactly what today’s guest, Victor Kumar, Partner at Right Property Group, and his wife did in 1997. And their story is truly extraordinary! Within 1 and a half years in Australia, the radiographers—thanks to reading The Wealthy Barber and Building Wealth Through Investment Property, learning as much as they could about property investment, lots of hard work coupled with a steel determination —had secured their own PPOR as well as 11 investment properties!

Here to explain how he did it, the co-host of Investing Insights with Right Property Group podcast, Victor Kumar, explains:

How he chose a mortgage broker to get the loan he was first rejected for
Who to take your advice from (aside from Jan Somers and David Chilton)
The difference between money and mindset, and why goal setting is crucial:

“The very first thing is: you’ve got to sort out your goals—why you’re doing it and what are you aiming for—before you start the journey. Most people start the journey and then try and get the GPS up-and-running to say we’re they’re going.”

Victor’s reason “why” he invests in property—and why it is crucial to know your “why”
A simple, easy habit anyone can do to outsmart a spruiker and determine if the property seminar is genuine
His investment strategy, how he accumulated such a ginormous portfolio and if he would do it again
A few of the mistakes and lessons learnt while building his portfolio (and they’re hilarious!)
When to DIY and when to always pay for professional services
What factors to consider if you are investing in the outer suburbs?
His renovation “Life Hack” and why it’s the most important renovation tip to add value
What are the three things that can ruin a property portfolio?
How to manage multiple investment properties and the problems with investing in too many properties
Special: Victor unpacked an amazing tip at the 55-minute mark. So make sure you don’t miss that!

Note: Victor brought enough gold to the couch to create a mining town … let us know if you agree! What to do and what never, ever to do … wooooaaaah, thanks Victor!

Some other resources for our fellow listeners:

Our chat with Steve Waters back in Episode 42 – Listen here
LocationScore’s Launch Offer is expiring this Sunday, 20th August 2017! (Code: TPC20) – Check it out here

127 | What’s Happening In The Property Market? – Chat with Nerida Conisbee, Chief Economist at REA Group

By The Property Couch August 3, 2017 in Podcast

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Happy AWE-GUEST! Yep, the month of “Awe-guest” — it’s a little bit witty isn’t it 🙂 — means only awesome things because we are releasing 2 EPISODES A WEEK WITH THE MOST AWESOME GUESTS for the entire month!

To kick start Awe-guest, we are stoked to announce Nerida Conisbee, Chief Economist at REA Group is here for the second time — you can listen to her first episode on which market to invest in 2017 here. With more than 20 years’ experience in property research throughout Asia Pacific, Nerida is THE professional to talk to when it comes to the economy and market conditions!

Sharing what she knows best with Bryce and Ben, Nerida and the boys cover:

How the cyclical conditions in Tasmania will effect property investors
What the changes are to foreign investment and how the effect our economy and your investing
How the USA’s economic growth is affecting the current Australian dollar on the Trade Weighted Index
Where Chinese buyers are choosing to invest and how it’s affecting the Sydney boom
What other long term affordability solutions out there
Whether or not rates will increase for homebuyers
What the banks will do if (when) the interest rate on mortgage loans increases
How interest rates and unemployment levels correlate with demand in a market
How to look at investment in Brisbane and the gentrification in Adelaide
What the “expectation problem” in Melbourne is and how to use it to your advantage
How to break into the market without huge levels of debt
What’s the current outlook is for Perth, Adelaide, Canberra and Darwin markets

Remember: We have a NEW Voicemail widget (the microphone on the right side of your screen) so you can leave us a recorded message that we will play on our Q&A! It’s a happy Awe-guest indeed!

And here’s the link to all the resources mentioned in today’s show:

CoreLogic’s latest report on Capital Gains Trend – Read here
Bryce’s appearance on ABC 7.30 on Housing Affordability (21-minute mark) – Watch here
The Code of The Extraordinary Mind by Vishen Lakhiani – Find out more
The 5C’s Lenders look at to Approve your Loan – Watch here

If you like this podcast: “What’s Happening In The Property Market with Nerida Connisbee, Chief Economist at REA Group”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: New Topics

122 | Q&A – A Transitioning Market, Money, Habits, Tax Deductions and What It’s Really Costing You

By Ivise June 29, 2017 in Podcast, Q&A

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It’s that time again … a few questions from you and a few answers from the boys!

Oh, before we give you a tiny tease about today’s podcast … just a huge shout out for being SO supportive about our technical glitch last week. Our inbox was flooded with all of your emails and concerns—please know that our hearts’ burst (with love) and we missed you all too! We really did. But we’re back and better than ever this week. (With an epic guest next Thursday we’ve got The Stig running the server like a pro.)

Right … to today’s Q&A! It’s the time of a transitioning market. So things are starting to balance out in the property scene. The boys will fill you in on the nitty gritty; but, guess what? This is an empowering time for buyers!

Think Question. Think Answer. Think Golf. Blame Bryce for his legendary metaphors.

Question on debt reduction from Allen:

I am trying to get into a better money management system and have just a few questions.
I currently have 1 personal loan of $22,000 and 2 credit cards both roughly $5000 each. In your previous podcasts about credit card management and The Money SMARTS System you suggest paying off whichever debt charges the most interest first. Well, the personal loan charges more than the credit cards in the long run and has more to pay off although the credit cards are of smaller amount but it is still high, which would you recommend paying off first?

Question on how to work out a property’s true value from Laura:

When monitoring an existing Investment Property’s capital growth, and trying to do this in an objective, non-biases and reliable method, can you please compare and contrast—get the advice—just relying on a real estate agents sales appraisal vs. a proper bank valuation?

Question on Negative Gearing and Tax Deductions from Glenn:

My wife and I bought a house (PPOR) in Croydon Vic 2.5 years ago, which has since appreciated by nearly 20%. We are looking at buying our first investment property this year, around mid-year. We had a child last year, my wife will be going back to work part time mid-year and is currently on maternity & LSL. My salary will be about $100k more than hers.

Will it make sense to get the investment loan out in my name so that the losses can be claimed against my greater income? For some reason she is apprehensive about this idea, which I’m not sure why because we are married anyway and the titles can still be put in both our names even though the finance is in my name. Is this worth considering this or should everything just be in both our names, joint loans the like?

And here are the Free Resources mentioned in today’s podcast:

Property Research Site | LocationScore – Register your interest here
Money Magazine Article – Order an online copy here
2016 Census Results – Find out more here
The Game of Property Investing – Find out more here

If you like this Q&A episode (A Transitioning Market, Money, Habits, Tax Deductions and What It’s Really Costing You), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://thepropertycouch.com.au/topics/

Free resources: LocationScore Market Swinger Report - April 2018

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