This week’s episode shifts focus from AFL banter to the world of NRL (National Rugby League), featuring one of its standout athletes – Darius Boyd, renowned for his versatility across multiple positions for the Brisbane Broncos. With international representation and Queensland State of Origin appearances under his belt, Boyd captained the Brisbane Broncos from 2017 to 2019 and boasts a decorated 15-year career, including 2 NRL Grand Final victories.

However, the episode takes a poignant turn, delving into Boyd’s humble beginnings, where financial struggles were a reality even as basic as affording bus fare home. Raised by his mother and later his grandmother at just 15, Boyd’s journey navigates from tight budgets to sudden financial abundance at 18.

We now have the privilege of hosting Nicola McDougall, an esteemed figure in the realm of property investment and financial empowerment. Nicola serves as the Chair of the Property Investment Professionals of Australia (PIPA), Director of Bricks & Mortar media, and co-author of the acclaimed book, “The Female Investor: Creating Wealth, Security, and Freedom through Property”.

Nicola’s journey from journalist to property investor is not only inspiring but also deeply informative. Her commitment to empowering individuals, particularly women, is evident in her extensive experience and dedication to the cause. Throughout our conversation, we delve into Nicola’s remarkable trajectory, her significant contributions to PIPA, and the underlying vision driving her latest book.

Get ready to uncover the secrets to investment success with Scott Phillips! As the Chief Investment Officer at Motley Fool Australia and co-host of the Motley Fool Podcast, Scott is here to share his wisdom on what truly drives successful investing. From identifying investment-grade businesses to his golden rules for success, Scott’s insights are not to be missed. Join us as we delve into the differences between shares and property investing and peel back the layers of Scott’s money story.

Get ready to dive into the world of finance with none other than Steve Mickenbecker! As a key player on Canstar’s Group Executive Team, Steve is not just any financial services expert – he’s at the forefront of Australia’s financial scene, bringing his wealth of experience and insight to the table. With a finger on the pulse of Australia’s financial landscape, Steve is the go-to guru for everything from home loans to superannuation, mortgages to credit cards, and everything in between. His expertise spans the spectrum of financial topics, making him a trusted source for navigating the twists and turns of the financial world.

Join us as we embark on an exciting journey through the complexities of home and contents insurance with Steve Mickenbecker as our guide.

Get ready to meet Evan Lucas. With over a decade of experience navigating the intricacies of global markets, Evan’s journey has taken him through esteemed institutions like InvestSMART, ABN Amro, the Royal Bank of Scotland, and RBSMorgans. But Evan is more than just a financial expert – he’s also the author of the captivating bestseller “Mind Over Money: Why understanding your money behavior will improve your financial freedom.” With his boundless passion for investing and his knack for market strategy, Evan brings a unique perspective to the world of finance that is both insightful and inspiring.

Formerly top NAB and ANZ executives, Joseph Healy and David Hornery (Aka. the Judo Boys) now lead Judo Bank, considered one of the most successful of the several new banks to launch in Australia in recent years. Established in 2016, Healey is the CEO and Hornery is the non-executive director and founder, who also sits on the bank’s board.

Healy has a 35-plus-year career banker with a broad background across most aspects of banking. He started his career at Lloyds Bank in London, followed by a long stint at Citibank (mainly in London) and then at Canadian bank CIBC World Markets. He has also worked at renowned banks including ANZ and National Australia Bank (NAB), and is the author of three books: Corporate Governance and Shareholder Wealth Creation (2003), Chines Firms Going Global: Can They Succeed? (2018) and Breaking the Banks (2019).

Their extensive experience in the business world, coupled with their remarkable journey with the Judo Bank, inspired them to pen the book “Black Belt.” This book delves into the invaluable lessons learned throughout their entrepreneurial endeavours and years in business before embarking on their startup venture. 

Laurence Hugo is a master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. With extensive expertise, Hugo specialises in guiding both individuals and businesses through the intricate process of debt settlement. His proven track record includes helping clients secure partial or even complete debt waivers, offering them a much-needed fresh start.

Hugo has worked with major banking brands such as Citigroup, Commonwealth Bank, Deutsche Bank and Westpac, to name a few. Laurence’s impact, however, goes beyond his impressive resume. He also revolutionised the Debt Negotiation industry in 2002, pioneering this new approach which has transformed the way debt negotiations are carried out, ensuring that individuals and organisations can navigate the landscape of debt management with greater ease and effectiveness.

Paul Clitheroe is a founding director of leading financial planning firm ipac, and has been involved in the investment industry since he graduated from UNSW in the late 1970s. Paul has been a media commentator and conference speaker for more than 30 years, and is regarded as one of Australia’s leading experts in the field of personal investment strategies and advice. From 1993 to 2002, Paul hosted the popular Channel 9 program Money and since 1999 has been the Chairman and chief commentator of Money magazine.

He’s been an active advocate of financial literacy for DECADES and championing ASIC’s MoneySmart Schools as well as the Chairman of the Australian Government Financial Literacy Board and Financial Literacy Australia and the Chairman of InvestSMART.  He currently writes for newspapers across Australia and presents Talking Money on radio nationally. Paul also got more than a handful of books to his name — Money, Marriage and Divorce, Making Money, The Road to Wealth, Free Yourself from Debt, Make your Fortune by 40… and this isn’t even all of them! You can stalk all of his books here.

It’ll probably come as no surprise to you who the Money Queen is… but we’ll take no chances… and remove all doubt as to who Effie Zahos is!!! She is indeed the “Money” Queen… as in Money Magazine‘s finance editor for over 22 years! Well, we should say WAS the editor cos up until very recently, Effie decided to hang up her Money boots and walk in her own shoes instead… and she’s JUST released a brand new book, A Real Girl’s Guide to Money: From Converse to Louboutins!!
And today she’s sharing her best Money Hacks and financial tips so that you can stay on track of your hard-earned cash and make sure you have enough in retirement!

And, yep, if you hadn’t put two and two together yet… Effie’s personally worked alongside the likes of the Original Money Guru, Paul Clitheroe — our 200th episode’s very special guest — for a couple of, ahh, DECADES.

So you’re in VERY safe hands!

Roger Montgomery is the founder and Chief Investment Officer of Montgomery Investment Management, which won the Lonsec Emerging Fund Manager of the Year award in 2016. Prior to establishing Montgomery, Roger held positions at Ord Minnett Jardine Fleming, BT (Australia) Limited and Merrill Lynch. He is the author of the best-selling, value-investing guide book Value.able and has been writing his popular column about investing and markets for The Australian since 2012.

Roger is an unconventional investment thinker, launching one of the earliest retail funds in Australia with a broad mandate to be able to hold large amounts of cash when perceived risks exceed implied returns.