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Episode 085 | Is NOW The Time To Invest In Property In Australia?

Are you into economics, numbers, trend lines and the Property reports released by CoreLogic? If you are, this episode is just for you! It can be a bit heavy and we recommend you to download CoreLogic Monthly Housing & Economic Chart Pack for October 2016 to have a full understanding of what Bryce and Ben would be talking today. Their focus is on Page 10 of the report, titled Investor lending is picking up again as owner occupier lending fades a little.

Bryce and Ben are also a bit concern about the current market’s movement and if we are heading towards a bubble-like scenario. If so, would now be a good time to invest in property? Tune it to find out more!

 

PS: They will also be talking about the recent article Ben contributed to Australian Property Investor Magazine regarding Timing vs. Time in the Market and the differences between these investing concepts!

 

Free resources mentioned in this podcast:

  • CoreLogic Monthly Housing & Economic Chart Pack, October 2016 – Download here
  • FREE Tickets to the Sydney Property Buyer Expo (Coupon code: PBE16BRYHOL) – Get them here

 

If you like this podcast: “Is NOW The Time To Invest In Property?”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

 

Episode 077 | Right Strategy in the Right Market at the Right Time

What is the possibility of investing in property with the right strategy, in the right market, at the right time? Well, that depends. Now, we know this sounds really vague but in order to determine that, one need to ask if they have the right understanding in the first place? Because it is very dangerous if the perception of a right strategy or a right market is wrong and you go ahead and build a property portfolio based on your assumptions. For example, if Alex believes that capital growth is the right strategy and buying within 5km radius from Melbourne CBD is the right market, then he would be in a very tricky situation because the supply at the moment is quite low (unless he has a very deep pocket).

So in this episode of The Property Couch podcast, Bryce Holdaway and Ben Kingsley focuses on understanding what is considered as “the right market” and why it is important that you take the long view on where the market is going before committing to anything. Bryce and Ben will also be answering Maria’s question on cash flow management and an investor’s mindset. Here’s the question:

“Hi guys

Love the podcast and the book,  well-deserved success with both.

How do you draw the line between good cash flow management and depriving yourself of things you enjoy? My husband and I have always lived within our means and we now have two properties under our belt in Sydney, with plans to buy more. We’re in our thirties. But I’ve found that as we’ve come along the investing journey I’ve become increasingly preoccupied with spending less. I have no issues buying necessities, paying bills, or paying for things that benefit our investing or our health. I don’t blink an eye at spending on insurances, BA fees, etc, because those things are useful and necessary.

However, when contemplating discretionary lifestyle purchases, often costing less than $100 (you know, stuff you don’t need, but want) I spend weeks analysing whether to buy, to the extent that I’m spending too much energy on it. I guess I worry that if I spend $100 here and $100 there, I’ll just eat away at our cash buffers. What are your personal real life experiences with discretionary spending while trying to build a property portfolio? Did you and your family buy your toys and vices freely, or did you find yourself analysing every purchase?

I want to have the best cash flow position possible, but I want to have occasional frivolous luxuries too. I know I need some sort of mindset shift, but what does that shift look like?”

 

Some of the resources mentioned in this podcast:

 

Website - The Property Couch half a million downloadPS: And we’ve just achieved half a million downloads on the podcast! Thank you so much for all of your support and feedback. We will continue to provide good quality contents, ‘unpack’ more frameworks and case studies and answer your questions on all things property. If you are wondering what are the boys doing in this picture, this is what happens when Bryce Holdaway and Ben Kingsley heard that we’ve got half a million downloads on the podcast!

Episode 73 | Building a property portfolio in a tough market – Chat with Damian Collins

 

It is Special Guest Day and we’ve got Damian Collins from Momentum Wealth with us on our very first Vodcast!

Just a bit of a background on Damian, he is an established property investor, the founder and managing director of Momentum Wealth, a Perth-based property investment and buyers advocacy firm and is also on the board of PIPA which means he is very well qualified to talk about the art of investing in property and building a portfolio.

So for today’s episode, the three of them will be talking about:

  • Damian’s experience as an investor and what motivated him to build his portfolio
  • The mistakes, lessons and investing tips he learned as an investor
  • How is the Perth’s property market doing and where is it on the cycle
  • Was there a sentiment shift considering the recent economic changes
  • How does he conduct his property research when it comes to asset selection
  • What are his principles and investment strategy when it comes to building a property portfolio in a tough market
  • Some of the horror stories that he has seen in his seat

 

PS: We hope you enjoy watching the video and we would really like to hear what you think about it! If you like it, let us know and we will produce this more regularly. 🙂

 

If you like this podcast: “Building a property portfolio in a tough market – Chat with Damian Collins”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Episode 065 | Q&A – How will technology impacts the property market, investing in strata properties and more

Today’s episode starts with a recap on the AREC16 Conference (ps: Bryce refused to talk about AFL). Bryce and Ben also discussed about the possible impact of technology to the property market for example, what would happen if we don’t need to drive a car in the future anymore? Would car spots still be a considerations in asset selection?

They then moved on to answering a couple of the listeners’ questions below. Thanks again for submitting your questions!:

 

  • Asset selection question from James: Love the podcast! Just wondering if there’s a big difference between investing in a 2 bedroom house or a 3 bedroom house. Everyone is telling me ‘the more bedrooms the better’ however others have told me that for an investment it doesn’t matter. Thanks!
  • Next step question from Mat: My wife and I are on the move from Newcastle (Whitebridge) to Coffs Harbour on the NSW mid north coast. Our house in Whitebridge is our first home which we purchased in 2011 for 365k and is currectly valued at 490k. Ideally we would like to keep our house in Whitebridge as an investment property and look to buy in Coffs Harbour. The rental return will be $420 which comfortably covers the mortgage at interest only. I see the house as being a good investment grade property and ticks the boxes that you both talk about in the podcasts. What should we do?
  • Question on strata properties from Sarah: I’ve got a question about strata properties. We have two townhouses, one is in a smaller complex with 8 townhouses & the levies are reasonable, there is rarely any issues with maintenance etc. The other one (our first purchase!!) is in a complex with 30 townhouses/units, the units have lift access/underground parking & we’re paying about $985 a quarter in levies.We are constantly getting correspondence from the strata company with owners having maintenance issues, leaking toilets/tiles, graffiti removal, underground car park issues…. We’ve committed the property, it will give good growth & should be neutrally geared in the years to come (held for2yrs to date) so selling is out of the equation.Would love to hear your thoughts on strata, when is it a good idea, when is it a bad idea. Should I be religiously sending back votes for meetings etc? When I read the strata documents that require owners response, it’s all dutch to me, can you explain how to respond to things I can vote on & making sense of the minutes etc. Thanks guys, appreciate any advice you can give on strata.
  • Question on timing the market from Leighton: I’d love to hear Bryce and Ben’s thoughts on the property cycle and the part that it plays in investment decisions and how the cycle ties in with “timing the market”. It seems that different parts of the country operate in different phases of the cycle.

 

If you like this Q&A episode (How will technology impacts the property market, investing in strata properties and more), don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

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