X

451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! – Chat with Laraine Kenniff

Today we’re continuing our inspirational Winter Series with a story from a true Aussie battler…

Meet Laraine, a nurse in the Trauma Centre Emergency Department who, until very recently, didn’t think she could see an endpoint.  

As she would later share with us… 

“I have been kicked and knocked out, and I get sworn at every shift (literally).  I stay for the people that we can save as a team. However, sometimes the sadness is relentless. 

So what today’s meeting gave me was an endpoint.”  

What happened in this meeting, and the complete psychological and self-belief transformation that Laraine undertook is completely mind-blowing, yet it is just ONE amazing and heartwarming chapter in her remarkable tale. 

Tune in now to hear how she grew beyond a family environment with absolutely NO money conversations to living her life as a battler and later overcoming her self-limiting beliefs to find her financial confidence despite Australia’s interest rate hikes.  

 We promise you – this is one episode that’ll completely blow your mind!  

 Give it a listen now folks 😊 😊 😊  

 

 

Free Stuff Mentioned 

  • Want to experience the same life transformation as Laraine? 😊 Speak to one of our professional advisors (Like Ben.T!) today and find your own path to design your dream lifestyle today!  
  • Get Moorr out of your money: Keep your goals ahead and your comfort and confidence high with Moorr, your home for all your financial needs and affairs.  

 

Here’s some of the gold we cover… 

  • 1:27 – Welcome Laraine 😊  
  • 2:01 – From Osmosis to Fearless Transformation  
  • 2:26 – Ahhhh the 80’s!  
  • 4:58 – Leaving the nest & being really broke 
  • 8:15 – Would I be further ahead if…? 
  • 9:28 – Twins: A different way of processing things  
  • 10:25 – An early chance at peace 
  • 14:48 – “I didn’t think I could keep going on…”   
  • 16:04 – Changing her own paradigms  
  • 17:04 – Folks, it’s about C___meeting I____  
  • 19:50 – FOMO (with a twist 😉) 
  • 21:44 – Going in with a plan of attack…  
  • 22:57 – “This might bankrupt us, but I will get us out of it”  
  • 24:30 – The Stress Test   
  • 25:49 – How she kept her confidence – and goals – ahead!  
  • 28:12 – Trying to be what she wasn’t taught… 
  • 30:16 – Navigating this tightening interest rate cycle (aka. How to find Comfort in the Numbers)  
  • 35:18 – Why Laraine wanted to share her story  
  • 37:22 – …and THIS is how she feels about it!  
  • 38:34 – The Circle of Life   
  • 42:58 – PHEW, what an amazing episode! Thank you, Laraine! 😊  
  • 43:43 – Beware self-limiting beliefs!  
  • 45:46 – “Money is Simple, Behaviour is hard” 
  • 46:55 – Speak to a professional advisor!  
  • 49:21 – Reach out to us on Instagram & Facebook and let us know your favourite part of Laraine’s story! 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Get Moorr out of your money
Log in or create your free account via the Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

438 | REVEALED: Avoid these Property Buying Myths

There are many myths about buying property, but… it is important to avoid the hype of the headlines folks! 

In this week’s episode, we tackle some of the biggest property-buying myths going around – and bust them right open with facts and real-life examples from our team on the ground.  

This is Part 2 of our series on myths and misconceptions and today we unpack some of the big ones; 

🔎 Are property prices dropping?? 

🔎 The Time it takes to transact   

🔎 What is a Bargain Property? 

🔎 Unpacking the perfect property myth   

🔎 Set and forget strategies are non-existent…  

🔎 What is the Growth Corridor and what is the corridor measuring???   

🔎 How to avoid the hype!! 

Another jam-packed episode for you as we separate fact from fiction when it comes to buying property! 

Tune in now or watch the episode below 😊 >>

 

Free Stuff Mentioned… 

  • Looking for an experienced Buyers Agent? Book in a free, no-obligation consultation with our team who’ll steer you away from any myths towards financial freedom. Get your free appointment here >>  
  • Are you MoneyFIT? Find out in Moorr, your next-generation money management platform. Sign up online, or download the Apple or Google Play app now!

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – The next installment of our Mythbusters series   
  • 03:30 – Yes, we have had an interest rate pause….. BUTbe cautious    
  • 03:36 – What are the rhythms we are really looking for??   
  • 04:12 – Mindset Minute……   
  • 04:45 – Myth #1 – Are property prices _______??    
  • 06:02 – At the coal face of property buying in Melbourne…  
  • 07:18 – Are listings really moving this quickly??  
  • 08:49 – Why our team is missing out… Why we need to be wary of the headlines…    
  • 10:05 – This property was a perfect storm   
  • 15:40 – Is The uncertainty of COVID dissipating??  
  • 16:11 – Are all buyers at the mercy of interest rates??   
  • 17:13 – This is a Warning signal … AND  a leverage point    
  • 18:25 – What about Adelaide..   
  • 19:00 – Is it affordable??  
  • 20:00 – High competition…. Where is the demand coming from?  
  • 22:10 – Why do we keep reinforcing suburb and property types?  
  • 22:35 – How are we learning from the missed deals?  
  • 22:55 – …and the Brisbane market   
  • 23:50 – What is the mindset and conditioning of these buyers??   
  • 26:05 – Perth… Why are they saying it’s nuts!!!   
  • 28:08 – Are Investors acting irrationally???   
  • 29:27 – Is demand exceeding supply??  
  • 30:35 – Will property prices stabilise?    
  • 34:06 – Will we see interest rate falls and what will that do to borrowing power??  
  • 34:33 – Times are very different now… Who does this speak to?   
  • 36:00 – Will we see more growth instead of a correction?   
  • 36:14 – When can you predict the bottom?   
  • 37:00 – Myth # 2 – Time to ______  
  • 37:27 – It takes time to get ready!!!!   
  • 39:05 – Myth #3 – ______ property    
  • 39:41 – Do your fundamentals stack up?   
  • 40:32 – What’s with the bargaining rack at the shopping mall??  
  • 41:42 – Myth #4 – The ______ property myth    
  • 41:59 – Is this an alibi for procrastination???  
  • 44:15 – When do you say enough is enough?  
  • 44:40 – Myth #5 – Low _______ properties   
  • 44:56 – Why Set and forget strategies are non-existent…  
  • 48:12 – Investing is a process…. Not an EVENT   
  • 48:39 – Myth #6 – The ______ Corridor    
  • 48:52 – What is the corridor measuring???   
  • 49:50 – Are you investing in the developers’ profits????   
  • 53:50 – The four ways an investor pays? https://thepropertycouch.com.au/episode-019-four-ways-investor-pay-wrong-asset/   
  • 54:15 – What are the key takeaways?  
  • 54:20 – All of OUR underlying principles remain   
  • 55:40 – Avoid this – SIMPLE!!!  
  • And…   
  • 56:10 – Lifehack: How to game the big tech companies from surveillance capitalism  
  • 59:30 – What’s making property news?? 

 

Get Moorr out of your money:
Log in or create your free account via the
Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

437 | The Biggest Danger people face when looking at property data

When it comes to property investment, data is a very valuable tool for making informed decisions. However, looking at single data measures can be dangerous, especially when it comes to something as complex as the housing market. To truly understand affordability and sustainability, we need to consider a range of factors and look at the bigger picture.  

Take median house prices, for example. This is a commonly used statistic that can give us a general idea of the state of the housing market. However, by itself, it can be misleading.  

Folks, in episode 437, we have the perfect guest to help us unpack all things property data, what to look for and the dangers of looking at single data measures. We sat down with Kent Lardner, one of Australia’s best and most respected property data analysts. Kent has over 30 years’ experience in the industry focusing on property data and analytics. 

We will be diving deep into:  

🔣 The Dangers of looking at Single Data Measures  

🔣 Looking at Median House Prices as a descriptive statistic 

🔣 Affordability – What To Look For 

🔣 Are Rent Rises Sustainable? 

🔣 Kent’s craft and How it Influences his Decisions  

🔣 And of course, unpacking everything going on in the market today  

You’re in for a massive episode today that’s full of knowledge and insights into what to look for when analysing property data! 

Tune in now or watch the episode below 😊  >>

 

Free Stuff Mentioned… 

  • Looking for an investment-savvy mortgage broker? Book in a free, no-obligation consultation with our team who’ll steer you away from any myths towards financial freedom. Get your free appointment here >>  
  • Are you MoneyFIT? Find out in Moorr, your next-generation money management platform. Sign up online, or download the Apple or Google Play app now!

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 00:00 – All the awesome stuff we’re covering today! 
  • 02:28 – Let’s talk about reviews… 
  • 09:24 – Mindset Minute…. Real estate cannot be lost or stolen 
  • 11:10 – Let’s welcome today’s guest…. Kent Lardner  
  • 12:58 – Just some of the reasons we are so excited to have Kent on the couch!! 
  • 13:18 – Let’s take a deeper dive into Kent’s money story growing up 
  • 15:10 – How humour in his family made growing up FUN 
  • 21:28 – The pivotal moment where things shifted from the sale of Price Finder!! 
  • 24:12 – RBA announcement – what does it mean? 
  • 32:07 – What does it mean for us folks when listings pause? 
  • 34:10 – The Dangers of Single Data Measure 
  • 34:47 – Unpacking Suburb Medians 
  • 35:04 – Utilising Time Trendlines… How things change over time 
  • 36:30 – SA1, SA2 and SA3…. What does this actually mean? 
  • 39:37 – What’s the big story??… 
  • 42:31 – New stock being released and the impact it has.. 
  • 43:32 – Volatility through time.. 
  • 44:13 – Hedonic indexes and accounting for variances 
  • 45:38 – Buying at property level, not suburb level 
  • 46:25 – Is the market tanking??? 
  • 46:42 – Why it is important not fall into the hysteria 
  • 47:30 – Creating confidence in analysing the data 
  • 47:32 – What data to analyse… 
  • 48:36 – Prices are tough… Why to look at listings!! 
  • 49:40 – Is a price crash looking likely? 
  • 50:15 – AFFORDABILITY…. What to look for! 
  • 53:02 – Why Rent rises are NOT sustainable 
  • 56:25 – Census data or CHAT GBT?  
  • 59:20 – What happens if markets detach from locals 
  • 1:04:20 – Kents Evergreen Metric for long term suburb growth 
  • 1:05:30 – How to correctly use Census data 
  • 1:06:15 – Using employment categories to analyse data 
  • 1:06:50 – Is it a solid rental market? 
  • 1:15:40 – How does mastering Kent’s craft influence his decisions 
  • 1:16:29 – What is causing Kent’s ANALYSIS PARALYSIS 

And…   

    • 1:18:00 – Thanks so much to you Kent for sharing your amazing knowledge  
    • 1:24:00 – Lifehack: Did you know about The Apple Focus function?? 

 

Get Moorr out of your money:
Log in or create your free account via the
Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

433 | Scary Ugly, Spendvesting & Turning an Ugly Duckling into a Swan – Chat with Evan Lucas

Humans are not rational creatures.  

Especially when it comes to our finances (I bet we’ve all got a story or two about that impulse buy 😉).  

So how can we identify and navigate our natural human biases and emotions around investing and risk?! 

Folks, in Episode 433 we’re exploring all of this and more as we dive into the fascinating topic of behavioural finances with the help of returning podcast guest and ultimate money mindset guru, Evan Lucas! 

Author of the best-selling book Mind Over Money: Why understanding your money behaviour will improve your financial freedom, he is also an experienced market strategist and super passionate investor! 

From exploring the most common human biases in the finance world to how you can conquer and embrace risk and scary emotions when investing, we’ll also be unpacking:

💰 How to avoid the biggest derailer of investing success 

💰 The evolution of instant gratification across human history   

💰 Your ultimate solution for making investing decisions  

💰 Understanding Hyperbolic Discounting, loving the Scary Ugly & more!  

💰 Why Spendvesting might just be the smartest solution for investors!  

💰 Rational economics: It just doesn’t work! 

💰 And of course, while we have Evan’s bright mind on the couch, we’re deep diving into everything going on in the market today from Super to rising rates.  

Yep, it’s another MASSIVE episode – give it a listen now!   

 

P.S. Thank you to all those folks who left us a 5-star review on our Moorr platform and in our apps! If you’ve given us a written review, email us now to claim your free Start & Build course!  

 

Free Stuff Mentioned… 

  • 6,000 reports generated?! Our 8th Birthday surprise to you (We gave away our Suburb Report for FREE (Usually costs $39)) was SO popular we’ve decided to extend it by 1 more week!
    How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please 🙂 This offer expires on 16th March 2023.
  • Worried about rising rates? Stress-test your finances with Moorr. Create or log in to your free account on our online platform or download the app on Apple or Google Play today! 
  • Check out Ben’s newest Moorr tutorial video here >> 
  • For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today 😊
  • (NOT FREE) Check out Evan’s awesome new book, Mind Over Money: Why understanding your money behaviour will improve your financial freedomhere >> 
  • Watch Ben’s latest RBA update here >>  
  • Read RBA Gov. Phillip Lowes’ speech here >>  
  • Read the article from Ben’s “What’s Making Property News?” here:  

 

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 – All the awesome stuff we’re covering today!  
  • 1:29 – Hawkish to…Hopeful?! Yep, it’s another rate rise (Check out Ben’s latest RBA update!) 
  • 3:48 – Leave us a written 5-Start Review in our Moorr platform and claim a free Start & Build course! ⭐⭐⭐⭐⭐ 
  • 4:37 – EXTENDED: Free Suburb Reports!  
  • 7:53 – Mindset Minute: To crave the result but not the process, is to guarantee… 
  • 9:27 – Welcome back Evan!  
  • 11:27 – The Mindset Shift: Why seeing yourself as an investor is important!!  
  • 15:16 – Clashing cultures & money conversations  
  • 18:46 – The evolution of instant gratification  
  • 20:49 – THIS is the biggest decision we make as investors today… 
  • 21:39 – Hyperbolic Discounting: The opposite of what you’re probably expecting!  
  • 25:06 – Investing is all about conquering your E_o_io_ _ (+ most common human biases!)  
  • 27:51 – Why rational economics just doesn’t work! 😲 
  • 30:32 – The FIRE community: Weighing up rational vs. reasonable 
  • 32:39 – Use THIS solution for making investing decisions  
  • 36:21 – The most notorious human bias in the finance world!  
  • 39:27 – Loving the Scary Ugly 
  • 45:24 – The power of loss aversion + embracing investing risks
  • 49:15 – For those worried about their finances: Stress-test your finances with Moorr! 
  • 50:28 – This is how Ben developed his “muscle memory”!  
  • 52:11 – Spendvesting: How to use it to your advantage 
  • 57:59 – You Are You, I Am Me.  
  • 59:28 – Seriously folks, check out Evan’s book for some timeless investing wisdom! 
  • 1:02:09 – Are we close to an interest rate pause + crystal ball predictions!!  
  • 1:07:06 – Are the changes to Super smart? (WARNING: This part gets pretty heated 😉) 

And…  

 

Get Moorr out of your money:
Log in or create your free account via the
Moorr web platform, or download the app on Apple and Android and transform the way you view and track your wealth. 

 

427 | “I made 200K over 4 years by not doing much”: The Amazing Penny Drop Moment For This Investor – Chat with Steph

Folks…we’ve absolutely LOVED creating this Summer Series and getting to sit down with all of our amazing guests, which is why we’re sad that this our last episode🙁  

(Don’t worry though, we’ve got a seriously good next couple of weeks planned!)  

And you can bet, we’re finishing our 2022/23 Summer Series with an unbelievably great episode…  

Meet Steph.   

Her first renovation was done on a shoestring budget. 

With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with.   

Then, they received some advice….and made the life-changing decision to sell 🙁.  

But this isn’t the end of this couple’s story. In fact, it’s just the beginning… 

During their next renovation is when they had THE penny-drop moment which transformed their life’s path and financial future forever. 

Tune in to find out what this moment was and the journey Steph and her husband (who she met at just 12 years old!!) have been on… 

From her earliest “observation, not conversation”, money management lessons that she learnt from her amazing parents, to how she found the secret sauce to unlocking her confidence on her investing journey.  

It’s a truly fantastic way to end our Summer Series and a true testament to the importance of good money management habits, taking action, delayed gratification and so much more evergreen wisdom.  

 

 

A huge shoutout to Steph and all our amazing 2022/23 Summer Series guests who’ve had the generosity and openness to come on and share their stories with the community – it’s people like you that are changing the lives of investors everywhere! THANK YOU!   

P.S. And for those folks out there who celebrate it today – Happy Australia Day! 🇦🇺🐨 

 

Free Stuff Mentioned… 

  • Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
  • Lifestyle By Design App: We’ve just launched Moorr the mobile app! Our free money management platform is now available on Apple and Android. Check it out today and completely change the way you view and manage your money!  
  • EXCLUSIVE MASTERCLASS: We’ve just released our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week and start 2023 right. Check it out here >>  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

 

Here’s some of the gold we cover… 

  • 0:00 We’re finishing our Summer Series on a high!  
  • 2:53 Meet Steph!  
  • 3:27 “Observation not conversations” 
  • 4:31 What money management strategy did Steph’s parents take?  
  • 7:04 – Valuing Experience First: The trade-offs and what it looks like  
  • 8:44 – Her parent’s investing evolution + portfolio  
  • 11:04 Dollarmites & the FIRST thing she and her brother saved up for  
  • 15:16 The greatest things she’s learned from Dad  
  • 17:30 From the Reject Shop to her first big purchase  
  • 20:23 Affording the First Home: In between jobs and fresh out of uni  
  • 22:53 The One Who Spends & The One Who Saves  
  • 23:12 Meeting her husband at 12 years old!   
  • 25:31 The 70’s flip: Renovating on a shoe-string budget 
  • 28:40 …and they sold it 🙁   
  • 30:22 The 2nd Reno flip!! (To-be renovators: Listen to this for a golden nugget of wisdom!)  
  • 33:59 – Where did this drive for knowledge come from??  
  • 35:08  The penny drop moment for Steph…  
  • 36:09 Getting a plan done by Empower Wealth! (+ WHY they got it!)  
  • 38:01 The power this couple found from automating their finances 
  • 39:40 How Steph put the plan into action…  
  • 41:42 “It was some of the best money we’ve ever spent”  
  • 44:27 What was this couple’s “big rocks in the jar”?   
  • 46:45 How has Steph been coping with rising interest rates?  
  • 48:36 Does she talk about finances with her friends?   
  • 50:41 How does Steph remain calm despite market noise?  
  • 53:38 The internal achievement their working towards… 
  • 56:24 Steph’s words of advice to the community!  
  • 59:22 Wow, just wow.  
  • 1:04:17 A massive THANK YOU to all our guests who’ve come onto our 2022/23 Summer Series! 
  • 1:07:45 We’ve got a super exciting announcement to make…… 

 

Instagram

Free Resources

What to be notified when there are
new updates & free resources?

  • This field is for validation purposes and should be left unchanged.

×

MONEY SMARTS SYSTEM

Plus We Will Also Notify You When We Release New Episodes

We Only Send You Awesome Stuff

×

SUGGEST A GUEST!

We Only Send You Awesome Stuff

×