Folks…we’ve absolutely LOVED creating this Summer Series and getting to sit down with all of our amazing guests, which is why we’re sad that this our last episode🙁  

(Don’t worry though, we’ve got a seriously good next couple of weeks planned!)  

And you can bet, we’re finishing our 2022/23 Summer Series with an unbelievably great episode…  

Meet Steph.   

Her first renovation was done on a shoestring budget. 

With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with.   

Then, they received some advice….and made the life-changing decision to sell 🙁.  

But this isn’t the end of this couple’s story. In fact, it’s just the beginning… 

During their next renovation is when they had THE penny-drop moment which transformed their life’s path and financial future forever. 

Tune in to find out what this moment was and the journey Steph and her husband (who she met at just 12 years old!!) have been on… 

From her earliest “observation, not conversation”, money management lessons that she learnt from her amazing parents, to how she found the secret sauce to unlocking her confidence on her investing journey.  

It’s a truly fantastic way to end our Summer Series and a true testament to the importance of good money management habits, taking action, delayed gratification and so much more evergreen wisdom.  

 

 

A huge shoutout to Steph and all our amazing 2022/23 Summer Series guests who’ve had the generosity and openness to come on and share their stories with the community – it’s people like you that are changing the lives of investors everywhere! THANK YOU!   

P.S. And for those folks out there who celebrate it today – Happy Australia Day! 🇦🇺🐨 

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• Lifestyle By Design App: We’ve just launched Moorr the mobile app! Our free money management platform is now available on Apple and Android. Check it out today and completely change the way you view and manage your money!  
• EXCLUSIVE MASTERCLASS: We’ve just released our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week and start 2023 right. Check it out here >>  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – We’re finishing our Summer Series on a high!  
• 2:53 – Meet Steph!  
• 3:27 – “Observation not conversations” 
• 4:31 – What money management strategy did Steph’s parents take?  
• 7:04 – Valuing Experience First: The trade-offs and what it looks like  
• 8:44 – Her parent’s investing evolution + portfolio  
• 11:04 – Dollarmites & the FIRST thing she and her brother saved up for  
• 15:16 – The greatest things she’s learned from Dad  
• 17:30 – From the Reject Shop to her first big purchase  
• 20:23 – Affording the First Home: In between jobs and fresh out of uni  
• 22:53 – The One Who Spends & The One Who Saves  
• 23:12 – Meeting her husband at 12 years old!   
• 25:31 – The 70’s flip: Renovating on a shoe-string budget 
• 28:40 – …and they sold it 🙁   
• 30:22 – The 2nd Reno flip!! (To-be renovators: Listen to this for a golden nugget of wisdom!)  
• 33:59 – Where did this drive for knowledge come from??  
• 35:08 – The penny drop moment for Steph…  
• 36:09 – Getting a plan done by Empower Wealth! (+ WHY they got it!)  
• 38:01 – The power this couple found from automating their finances 
• 39:40 – How Steph put the plan into action…  
• 41:42 – “It was some of the best money we’ve ever spent”  
• 44:27 – What was this couple’s “big rocks in the jar”?   
• 46:45 – How has Steph been coping with rising interest rates?  
• 48:36 – Does she talk about finances with her friends?   
• 50:41 – How does Steph remain calm despite market noise?  
• 53:38 – The internal achievement their working towards… 
• 56:24 – Steph’s words of advice to the community!  
• 59:22 – Wow, just wow.  
• 1:04:17 – A massive THANK YOU to all our guests who’ve come onto our 2022/23 Summer Series! 
• 1:07:45 – We’ve got a super exciting announcement to make…… 

 

 

Today’s special Summer Series guest didn’t have a typical childhood.  

Growing up with a scarcity mindset, Maryanne and her siblings lived in an environment where food was scarce and at a young age, were placed into foster care.    

Then, at just 14 years old, she started making her own way in the world.  

If you can’t tell already folks, today’s Summer Series story is an incredible tale of breakthrough and deciding “It’s not where you’re from, it’s where you’re going”.  

From developing her own money management system at just 14 to self-educating and empowering herself on shares, property and more…  

We follow Maryanne as she transforms her mindset from one of scarcity to financial freedom and entirely self-funds her own property portfolio!!   

We’ll be unpacking 15 bank accounts, a life-changing trip to London, the wild ride to purchasing her first property, and so much more!  

Tune in now to hear all this, plus the heart-warming reason why Maryanne decided to come on the couch.  

 

Maryanne, you are a living testament to the power of financial literacy and taking control of one’s destiny, what an amazing and truly eye-opening story. A huge thank you for sharing it with the community today! 😊  

 

 

 

 

 

P.S. Our exclusive Masterclass is live! Learn the #3 secrets on How to build a property portfolio and retire on $2,000 a week and make 2023 your year. Check it out now >> 

 

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• Lifestyle By Design App: We’ve just launched Moorr the mobile app! Our free money management platform is now available on Apple and Android. Check it out today and completely change how you view and manage your money!  
• FREE, Brand New Masterclass: We’ve just launched our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week and start 2023 right. Check it out here >>  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – This is an absolute breakthrough story folks  
• 2:14 – Thank you for all your positive feedback about our Moorr Mobile App!!  
• 4:25 – A quick note about this recording… 
• 5:00 – Meet Maryanne!   
• 5:31 – Being put in foster care & leaving at just 14 years old?!  
• 7:33 – Her early views on budgeting and debt  
• 9:10 – Growing up with a scarcity mindset  
• 11:45 – So, why did she have The Envelope System?  
• 13:51 – Her journey towards becoming financially literate  
• 15:37 – THIS was the realisation that started it all… 
• 16:24 – She has 15 accounts?!?! :O 
• 19:27 – The money system that transformed her finances 
• 21:27 – The road leading to property! (and using the First Home Buyer Scheme!)  
• 22:52 – “I feel really lucky”   
• 24:44 – Overcoming her dyslexia hurdles and pursuing higher education  
• 25:57 – The life-changing trip to London… 
• 27:37 – Buying her first property  
• 32:10 – …and getting into her first BIG debt!  
• 35:08 – How is she planning to get her “Big Rock” in the jar?   
• 37:17 – Cross-Collaterisation: Overcoming the lesser of the 3 evils!  
• 41:53 – Having a Diversified Portfolio   
• 42:55 – “You stand on the shoulders of those who came before you”  
• 45:23 – Creating a strong support network  
• 47:41 – THIS is why she came on the couch (and we’re so glad she did!)  
• 49:23 – Maryanne’s Words of Wisdom for the community  
• 51:05 – What does Financial Freedom look like for her?  
• 53:01 – What a seriously fantastic episode 😊  

 

Growing up on a rice and cattle farm that would later sell due to Bankruptcy…   

The circumstances that Dale, today’s special Summer Series guest, grew up in are drastically different to the financial outlook he has today.   

With 6 investment properties under his belt (with more to potentially come) and an early retirement on the cards, how did he make this complete 360, mind-blowing transformation??  

From buying his FIRST share at the age of 15 (yep. You read that right!) to the pivotal point where he started investing in property, we’re following Dale as he overcomes his mental challenges around debt, leverage and risk… 

Dale shares the awesome money system and the process he goes through for selecting and renovating homes (plus so much MORE GOLD!)   

This is yet another inspiring and motivational episode about a guest who’s empowered himself through knowledge and taking action.  

Seriously, listen in now folks!  

 

 

P.S. If you haven’t heard…. we’ve just launched an awesome, brand-new, FREE Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2,000 a week and start the New Year right. Check it out now >>  

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• Lifestyle By Design App: We’ve just launched Moorr the mobile app! Our free money management platform is now available on Apple and Android. Check it out today and completely change the way you view and manage your money!  
• FREE, Brand New Masterclass: We’ve just launched our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week in any market and start 2023 right. Check it out here >>  

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – The inspiring tale today… 
• 2:08 – Meet Dale!   
• 2:59 – Growing up on a rice and cattle farm…😮  
• 6:35 – Investing in Shares at the age of 15?!   
• 9:33 – Meet the Family: A self-educated dad and paving the way for his siblings  
• 12:03 –“We walked away with the shirts on our back and nothing else…”   
• 14:27 – Dale’s motivation to change his financial future  
• 15:19 – How he became comfortable with Leverage  
• 16:47 – And how he self-educated + empowered himself!    
• 17:42 – The quote that saved him A LOT of money in 2007 (and WHY!!)  
• 20:08 – Having an analytical mindset & investing  
• 21:16 – The Road To Property 
• 24:54 – How Dale planned and purchased his first investment property!   
• 27:03 – Managing risk, the first big renovation and renting  
• 31:11 – Splitting from a previous relationship & a property doubling in value!  
• 32:07 – “The doing builds the comfort”   
• 34:38 – His accumulation property phase  
• 35:52 – Buying 3 houses…on the same street?!? 
• 39:59 – So…why did he choose to invest in Albury?  
• 42:21 – How Dale would fund his next purchase
• 43:45  – The money conversations he was having with his partner
• 46:41 – Big Future Goals
• 48:30 – Dale’s secret to great money management  
• 54:12 – The biggest challenge now + his psychology around rising interest rates  
• 59:23 – Words of wisdom for the community 🙂  
• 1:02:40 – It’s all about simple scaled folks! 
• 1:04:55 –What will it feel like once Dale reaches financial freedom?  
• 1:06:48 – What a massive transformation… 
• 1:11:53 – Our new Masterclass is officially now LIVE!  

 

We’ve all had big nights out where the next morning…we cringe, sigh and peek at our bank account with a feeling of dread.

But what happens when this is your life every weekend?!  

This was sadly the story of David, today’s awesome Summer Series guest.  

Once a “weekend millionaire” who funnelled all his money into living for the weekend and getting bailed out by the bank of mum and dad, it wasn’t until he went across the world and had some life-changing experiences that he had his “a-ha” moment.  

Tune in to discover the necessary steps leading him to this moment…

The psychology trap behind debt that kept him bogged down for so many years, and how he’s completely transformed his life, starting with one book.

What an amazing and transformational story, David an enormous thank you for sharing your story with our community. Give it a listen now folks!  

 

 

P.S. Exclusive early release: Next week we’re officially releasing our first and ONLY Masterclass which reveals the #3 fundamental secrets on How to build a property portfolio and retire on $2,000 a week.  

BUT because you are a part of our very special TPC community, you can access it early!! Watch it out here >>   

 

Free Stuff Mentioned… 

• Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊  
• FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!  
• Exclusive early release: Next week we’re officially releasing our first and ONLY Masterclass which reveals the #3 fundamental secrets on How to build a property portfolio and retire on $2,000 a week.   BUT because you are a part of our very special TPC community, you can access it early!! Watch it out here >>   

 

Want to work with Bryce & Ben’s Award-Winning Team? 

• a roadmap to $2k per week passive income? >> Start a conversation with our Qualified Property Investment Advisors…  
• buying an investment-grade property in an investment-grade suburb? >> Start a conversation with our independent and experienced Buyers Agents… 
• set up or review of your borrowing strategy? >> Start a conversation with our Investment Savvy Mortgage Brokers… 
• your defence implementation? >> Start a conversation with our Financial Planners… 
• maximising your tax refund? >> Start a conversation with our Investment Savvy Tax Accountants… 

 

Here’s some of the gold we cover… 

• 0:00 – Welcome back to a new year folks!! (This is THE year for ACTION!)  
• 2:37 – Today’s incredible story…  
• 3:11 – Meet David 
• 3:43 – A divorce and its impact  
• 5:28 – His private school experience… 
• 10:48 – His first paycheck and getting stuck in the treadmill trap…  
• 13:28 – Bailed out…but not learning the lesson 🙁  
• 15:35 – The quick-fix solution (Beware folks!)  
• 18:43 – Travelling, coming to Australia and his penny-drop moment 
• 22:03 – Getting married and the snowballing debt….  
• 24:14 – How did David start managing his money?  
• 25:08 – The psychology behind Bad Money Management 
• 27:38 – Battling debt and societal expectations  
• 30:12 – The penny drop moment for David (Folks, THIS is why having an accountability partner is key!) 
• 31:33 – The book that transformed his life  
• 32:18 – “It just clicked with me”  
• 33:35 – Debt Avalanche vs. Snowball  
• 34:22 – The Power of Education and Empowerment  
• 38:11 – What were the arguments he and Carla had around money?!  
• 41:03 – Reaching THIS massive milestone 😮  
• 42:46 – Why have money conversations is SO important!  
• 45:14 – Being DEBT FREE + his next steps!  
• 49:42 – THIS is how they manage their money… 
• 52:24 – David’s Words of Wisdom to the community! 
• 56:42 – Future goals + his current portfolio 
• 59:23 – Wow, what a mind-blowing episode folks!  
• 1:06:25 – Early release: Our First Ever Masterclass?! (p.s. something exciting is coming to Moorr!!)