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TPC Summer Series 2021/22 has landed!!

By in Case Study, Free Resources

Do you know what it’s like growing up where money is scarce?
Do you know what it’s like to be stung by a spruiker?
Do you know what it’s like to recover from PTSD?
Do you know what it’s like to be a single parent?
Do you know what it’s like to own up to your mistakes and change? 

 

Maybe you do or you don’t but why does it even matter?  

That’s because…. 

The first episode of our Summer Series is OUT today folks!! 

And that means… we’re showcasing REAL LIFE MONEY TRANFSORMATIONS all throughout this summer season! 

This is our 4th year of Summer Series and we get very very excited each time because not only do we get to chat directly with our listeners, we get to learn so much from their life transformation. From the adversity that life threw at them, the mistakes that they’ve made, the perseverance that they’ve shown, the tenacity to be better and just so much more.  

Their story is so insightful and motivating that we’re certain that you would definitely learn at least one gold from each of them. 

And this year is no different. 

Here are all the episode folks!
(Note: if you click on it and the link is not available, that’s because the episode is not out yet 😉)

 

P.S. And of course, don’t forget to download our free e-book at https://makemoneysimpleagain.com.au/

p.p.s. And if you’re a visual person and like to see a snapshot of your financial position, then make sure to create your free account in our Money SMARTS Platform or fill in the form below and get started now!

Already have an account? Log in here.

 

 

 

 

 

367 | The Chain of Unfortunate Events: What Made This Single Mum a Superhero? – Chat with Dee

By in Real life stories, Summer Series

“A wound is where the light gets in” – Rumi

It’s our 2021/22 Summer Series folks!!

This is our 4th year of Summer Series and we get very very excited each time because not only do we get to chat directly with our listeners, we get to learn so much from their life transformation. From the adversity that life threw at them, the mistakes that they’ve made, the perseverance that they’ve shown, the tenacity to be better and so much more.

Their story is so insightful and motivating that we’re certain that you would definitely learn at least one gold from each of them.

And this year is no different.

 

Kicking off our Summer Series this year is a superhero single mum of two, Dee!

Immigrating from South India and growing up in North England during the Thatcher era in the 80s is obviously no easy feat.

On top of that, Dee was the oldest of four siblings where money was so tight that a treat must be split four ways to be shared among the kids.

All the adversity in her early life clearly built up her foundation for money and generate an invincible determination and drive for success.

But that’s not the end of today’s story…

In fact, it’s just the beginning.

Without giving too much away, let’s just say that there was a chain of events that completely shocked us and brought a tear to our eyes.

Please just listen to this episode folks – we’ve started the Summer Series with her story ‘cos if it ain’t a bang, we don’t know what is!

Huge shout out to Dee for sharing her incredible story with us – powerful stuff, folks!

 

Free Stuff Mentioned

 

Additional notes:

A separation is never easy… Especially when you got pull the rug from under.
So if you’re finding yourself in that spot then please do not hesitate to reach out for help. That’s the first step to recovery. Here are some useful links that might help you take that step:

 

Here’s what we cover…

  • 1:37 – Meet Dee.
  • 2:13 – What was her early life like when money was very scarce…
  • 7:39 – When did she start to have a consciousness with money?
  • 8:50 – Sticking to old money habits (even when she didn’t need to!)
  • 10:45 – The sacrifices made to live in a rich neighbourhood
  • 12:55 – How did she spent her first pay-packet? (What an indulgence!)
  • 13:57 – The significant change that happened in uni…
  • 14:28 – When was her 1st holiday…?
  • 15:48 – What she didn’t see coming…
  • 16:30 – THIS is what a single parent’s life is like
  • 17:50 – The Event Timeline
  • 18:40 – What was the turning point in her life?
  • 20:05 – What did money management look like in the past?
  • 23:05 – How the same advice from the same person can still be perceived differently?
  • 24:25 – The journey to recovery…
  • 27:15 – Overcoming the “perfect family” stigma…
  • 28:15 – How do you separate everything when they are joined for so long?
  • 32:05 – Why was Mortgage Free so crucial for her?
  • 34:51 – What’s Dee’s definition of wealth?
  • 36:46 – What are the next steps after a separation?
  • 40:44 – Discovering Make Money Simple Again and The Armchair Guide to Property
  • 43:33 – The gift to herself!!
  • 44:51 – Favourite Quotes
  • 47:30 – How does it feel to model her transformation to her kids?
  • 51:34 – Her message to others

 

 

Note: There are more real-life investor stories like this in our Previous Summer Series! Make sure you check them all out here.

Keen to Get Started with Money SMARTS?

Fill in the form below and create your account on our Money SMARTS Platform now!

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363 | Exodus to the Regions – Will this Trend Reverse? – Chat with Dr Nicola Powell

By in Podcast

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This data is hot off the press folks!! 🔥🔥🔥

It’s no secret that property prices have grown quite a bit lately, but recent data is showing that we’re breaking records!

Here’s a snippet from Domain’s media release just a week ago:

September Quarter 2021 House Price Report shows Australian house prices experiencing a historical rate of growth at 21.9%, the fastest annual rate of growth on record with median house prices at almost $1 million nationally.

But…what does this mean for both sellers and buyers? Is this likely to stay or are we going to see a crash in the new year? Is this growth even sustainable with our current economy?!

AND…

Will the Regional Exodus Backflip?!!

There are heaps of moving parts here and we know it can get a little overwhelming…

So we’ve outsourced and brought in an expert to help us out.

And yes, we’ve been teasing you about her for the past few weeks so bring on the drum roll please…

🥁🥁🥁

Joining us on the show today is none other than Dr Nicola Powell, Chief of Research & Economics for Domain and one of Australia’s leading property market experts!

With more than 15 years’ research experience that spans academic, government and private sector, Nicola is the leading force behind Domain’s regular data reports that keep the Australian public up to date on what’s happening in the market.

Safe to say that we’re in good hands folks.

Tune in to find out more!

 

Free Stuff Mentioned

 

Here’s What We Cover…

  • 1:57 – Mindset minute: It’s better to hang out with people _______ than you, pick out associates whose __________ is better than yours and you’ll _____________.
  • 3:09 – Meet our first-time special guest, Dr Nicola Powell!!
  • 4:00 – How did a science doctorate degree morph into a career in economics?!
  • 5:58 – How she translate hard cold data into behavioural logic and patterns
  • 8:33 – Nicola’s Money Story and what she’s telling her kids now?
  • 11:50 – How did her conservative upbringing shape her money management habits?
  • 13:38 – Where are we RIGHT NOW in our Property Cycle?
  • 14:42 – GROWING AT $1,200 A DAY?!
  • 15:00 – Is this record growth rate expected to continue?
  • 15:46 – Is there any good news from the September Quarter Housing Data?
  • 18:37 – Sydneysiders: Forever Renting or Cross the Borders
  • 20:54 – What has the pandemic accelerated for Sydneysiders?
  • 22:57 – The shift to a different property type…
  • 27:13 – How did the Most Lock-downed City still have a Record Price Growth Rate?!
  • 28:54 – Will the Regional Exodus Backflip?!
  • 30:21 – The biggest social experiment that has proven one key thing…
  • 31:15 – What’s the new buzzword of the pandemic?
  • 32:07 – A little nugget on Price Growth trend!
  • 33:40 – An Aging Population and Its Impact on Supply
  • 36:00 – Areas where they’ll be a risk of a reversal in property price…
  • 39:00 – Is APRA’s Macroprudential changes necessary to influence Demand?
  • 40:53 – When will interest rates start to rise?
  • 42:00 – Which of these two events will trigger the interest rate hike?
  • 43:45 – (HOT) Markets around Australia with still rooms for growth!!
  • 46:08 – Household size and misallocation of housing stocks in Australia…
  • 47:00 – What needs to be disrupted to improve affordability?
  • 48:41 – The Stamp Duty Debate: Lump sum or Annual Repayment?
  • 50:17 – Surprising Find from Domain’s Submission on Housing Affordability…
  • 52:00 – Residential property as an investment class to store family wealth – Yay or Nay?

And of course…

  • 56:37 – A camping trailer life hack that can potentially save your relationship! 😉
  • 59:09  – Ben’s quick update on RBA’s view on their Bond Program

 

 

Bonusisode with Julia – The Top 5 Tax Rules Every Property Investor Must Understand

By in Free Resources, Podcast

Hi folks, before you tune in to this episode, download the free report here: https://thepropertycouch.com.au/tax

Or simply fill in the form below and we’ll email you the PDF right away:















Julia referred to a table in the episode that might be hard for you to visualise in audio format so we’ve curated a free report to include the graph as well as other useful references. 😉

——

You can’t avoid it, so you might as well learn to understand it.

Better still, the more you know about it, the more you can ‘work’ with it, instead of working against it.

What are we talking about? Tax.

As Ben mentioned in last week’s episode (361 | When Is It Too Late To Get Into Property?), here’s the bonusisode he did with Julia!

Getting the right tax advice can result in vastly improved financial windfalls vs. getting little or no advice can see you paying more tax than you deserve or one could argue is even fair.

Introducing our new Property Tax education series – “Talking Property Tax with Julia Hartman”.

In our opening series titled ‘The Top 5 Tax Planning Rules Every Property Investor Must Understand’ we talk about tax rules that have serious downside risks or upside benefits if you know more about them.

Tune in to this episode to learn more!

P.S. If you’re looking for an experienced and qualified tax accountant, you can reach out to us here 👉 https://thepropertycouch.com.au/tax

P.P.S. And don’t forget to download the free report below!















 

356 | Secrets Behind A $250M Net Worth – How This Investor Did It! Chat with Fred Schebesta

By in Podcast

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Meet one of the richest Australians under 40… and learn how he built a net worth of around $250 million!

Folks, today we have a very special interview with Fred Schebesta — the co-founder and CEO of the comparison website Finder, which is one of the world’s biggest comparison websites and money apps that helps users compare products across 105 categories, from car insurance to cruises.

And Fred, who went from working in a Pizza Hut call centre as a university student to running a business that employs 450 staff in 80 countries, has some Radical Rules on Money, Investing, Cryptocurrency (… any bitcoin fans, out there?!), Property, Stocks and Business that will make you look at things a WHOLE Lot Differently!!!

You’re about to get the behind-the-scenes secrets of someone who has experienced HYPER success when it comes to wealth creation… but what we’re super keen for you to hear is the MINDSET it took to create such an impressive net worth in the first place — including what it means to “Reframe Mistakes”, focus on “Concentrated Investments” and go against the grain to carve your own Lifestyle Design.

Fred is also the author of  Go Live! 10 Principles to Launch a Global Empire and while we do indeed cover his epic journey as an entrepreneur (…just wait ‘til you hear it!), there is plenty of gold in there for everyday investors at ANY stage of their journey.

Psst… Oh, and yeah… while we might not ALL be able to invest in a spaceship-like Fred (yep!), we will say this:

… This is a VERY rare opportunity to learn from someone at the top of their game… and from someone who has achieved significant success.

Tune in now to get the secrets behind a $250M Net Worth… you won’t forget this one!

 

Free Stuff Mentioned

 

Here’s What We Cover…

  • 04:38 – Meet Fred!
  • 05:22 – What was money like for Fred growing up?
  • 05:58 – What does he invest in?
  • 08:49 – How does Fred teach his kids about money? (… wow, skills for life!)
  • 09:31 – Fred’s Radical Rules Around Money!
  • 12:56 – Fred’s 2 Biggest Keys to Wealth Success…!
  • 13:38 – SLAPPED By Google…. what the!?!
  • 16:43 – Growth Mindset vs Upbringing
  • 20:35 – Making Money While You Sleep: How’d It Start?
  • 22:48 – Such A High Net Worth… how does that actually feel??
  • 25:59 – The Mindset Behind A $250M Net Worth!
  • 26:25 – Why CONCENTRATED Investments?
  • 28:35 – When You Lose $150,000…
  • 28:58 – How To Reframe Mistakes!
  • 30:30 – What Warren Buffett Asked Bill Gates…
  • 32:04 – Investing In Bitcoin Mining Companies
  • 34:27 – When You’re Looking To Buy Spaceships…. (!)
  • 35:26 – Where Does PROPERTY Sit In Fred’s Thinking?!
  • 39:41 – Buying Property Now & Inflation…
  • 39:38 – Fred’s Mum & Property Investing
  • 41:57 – Investing In Bitcoin!
  • 44:29 – Who Runs Bitcoin?
  • 47:29 – The New Financial System: Will It Overtake The Old One?
  • 49:20 – The First Critical Step To A Winning Investor Mindset
  • 52:13 – Why you should be a Continuous Student of Life!
  • 52:53 – How to create a life you don’t want to escape from
  • 53:41 – What’s the vision that drives Fred BEYOND money?
  • 57:05 – Fred’s final message for you… (LOL)
  • 59:30 – How to stack the odds in your favour 😊

And…

  • 1:00:45 – A Home School Hack For Your Kids!!
  • 1:03:27 – What’s Making Property News??

 

 

 

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