X

Episode 026 | Q&A – Property through Trust, Renovating Established Properties, Gentrification and Investing in Regional Centre

We have been receiving a lot of great suggestions and questions from our listeners! If you have submitted a question on property investing in Australia and have yet to hear a response from us, don’t worry. We will get to you as soon as we can. In this week’s podcast, Bryce Holdaway and Ben Kingsley will be addressing some topics on:

  • Ep 26 of TPC - Q&A Property through trust, renovating established properties..Property in Trust from Christ : Can you address investing in trusts? In particular purchasing property through trust and transferring currently owned investment properties into a family trust
  • Tax benefits in renovating established properties from Christian : One of the topic that got me interested was Tax Depreciation, when you had Bradley Beer come in as a special guest. I already have a depreciation schedule, the one thing that plays on my mind – is whether it is worth renovating an established property? Is there a rule of thumb that I should use to determine whether my investment property needs to undergo a renovation? Is there a golden rule to this on when is the best time?
  • Gentrification questions from Andy : What is gentrification and its signs? Does this take a long time to happen? What are the positives and negatives of buying in a suburb that hasn’t had it or is in the process of having a face lift/demographic change? (I’m assuming that is what gentrification is?) Thanks guys!! The podcasts are gold!
  • Investing in Regional Centre from Lewis : Can you offer any advice regarding property investment in a regional centre? Often there are a lot of stones unturned in these markets. I am based 30km from the coast in Central Queensland and medium/high density development is a relatively new concept to most buyers in this area. However, recently completed projects have shown a real interest in this type of offering versus detached dwellings and I am wondering how to interpret this.

 

For access to The Property Couch’s media kit, please email us here: info@thepropertycouch.com.au.

 

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Episode 025 | Q&A – High LVR, Capital Gains Tax, Cross Collateralisation and SMSF Property

Its Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:

  • High Loan to Value Ratio (LVR) question from Andy : As a relatively new investor, would you recommend gearing as many of my initial purchases at 90-95% LVR as possible to help get ahead early on and do you foresee a lot of the banks starting to restrict this type of lending going forward with the interest rates currently so low. If you do recommend it, how do we best manage the risk for the first few years until the properties grow and loans come down to the 80% mark?
  • The Property Couch - Property investing podcast - smsf propertyCapital Gain Tax (CGT) question from Paul : It would be great if an episode could cover “capital gain tax“. I have recently had to sell an investment property due to lifestyle decision but didn’t incur any charges as it was my first place. In future if I have to sell to upgrade to a bigger investment It would be great to know the CGT laws in each state.
  • Cross Collaterisation from Andrew : In recent Episode 20 you touched on cross collateralisation and while it is not the best option, I  was wondering if you could expand on where you might need to use, why you would use it, to what extent would you use it and how would you un-cross collateralise your portfolio?
  • SMSF and Property from Billy : I’m interested in using a Self Managed Super Fund to invest my super in property. I’d like to hear your opinions on this subject. Would you recommend SMSF Property or not?

 

For access to The Property Couch’s media kit, please email us here: info@thepropertycouch.com.au.

 

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Episode 022 | Q&A – Building & Pest Inspection, Rentvesting and Next Wage Growth Hotspot

Its Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:

  • Building and Pest Inspection question from Mark : How do I find a good quality building and pest inspector and with the property market being so hot with auctions at the moment, how do I ensure I don’t burn through my deposit money when constantly missing out at auctions?  I could end up wasting thousands on inspections until I actually win at auction! Should I try doing it myself and find a friend or family member with some building knowledge or use one of the smartphone apps?
  • Rentvesting question from Ryan : What are your thoughts on the property investor him or herself to buy and live in their own PPR or to rent? Obviously both have advantages, a place to call home or the ability to keep investing with out loosing potential borrowing capacity.
  • Next Wage Growth Hotspot from David : As mentioned on previous podcasts, investors will want to avoid “glass ceilings” in terms of capped wage growth in certain areas.  Given the changing Australian economy (more knowledge-based), are there particular areas of Australia in which you expect to see wage growth occurring?

 

If you would like to access The Property Couch’s media kit, please email us here: info@thepropertycouch.com.au.

 

Resources mentioned in this podcast:

 

If you like this Q&A episode, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Episode 015 | Real Life Property Investing in Australia : Case Study

The Property Couch ep 15 Real Life Property Investing in Australia  Case StudyAs promised in our last episode (Ep 14 : Should we buy in a boom and are we in a property bubble?) this time on The Property Couch, Bryce Holdaway and Ben Kingsley talk about a new topic suggested by Aaron, one of our valued listeners. He has provided us with a case study and we think it’s a great chance to discuss about real life property investing stories in Australia. Here’s a summary of the question:

“Why does some apartments that seem to tick all the boxes just don’t appreciate in price overtime? This block at Brunswick is close to the public transport, schools, cafes and lifestyle but based on the comparable sales, the apartments have only achieved very little if any price gain since 2010. Your podcast have been saying “Location First, Property Next”, but I’m confused with this property. Why is this place so cheap? If it’s because of the property itself, does it mean the location is not always the biggest factor? And finally, should investors seriously consider properties like this or stay clear?”

 

Start listening to the podcast to find out why this block of apartments is not appreciating in value and why they are not investment grade properties but more like investment stocks. If you are interested in investing in apartments, check out Episode 7 as well where we talked about investing in One Bedroom and Studio Apartments.

 

Resources mentioned in this podcast:

 

Warning: This podcast is longer than usual but we promise you that it is jam packed with good quality and independent advice and point of view. However, remember that you should always get professional property advice before making any decisions.

Thanks again for all of our listeners out there. If you like this podcast: “Real Life Property Investing in Australia : Case Study”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Episode 013 | Questions and Answers

Thanks to all our listeners questions about Property Investment in Australia! They are great point of views and we are glad that the podcast is inspiring you in different ways. So for today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:

  • Ep 013 - Q&A 1- The Property Couch Podcast - Property investing in Australia - Buy an investment propertyDan and Ryan : Should we buy an investment property in a high growth location and keep renting, or move a bit further out and get something we can afford?
  • Leah : Do you think the tax rules around negative gearing will change in the future, so as not to benefit those investing in multiple properties and how do you diversify your portfolio?
  • Mark : How do you identify high disposable income suburbs and if you’re buying in a block of units, how do you work out if there are more owner occupiers than renters in the building and area? Also, what do you think about dual living homes ie: granny flats?

 

We are hoping to answer all of our listeners questions in time. If you like this podcast: “Why Invest in Property?”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/

Instagram

×
the-property-couch-ebook-money-smarts

MONEY SMARTS SYSTEM

Plus We Will Also Notify You
When We Release New Episodes

  • This field is for validation purposes and should be left unchanged.

We Only Send You Awesome Stuff

×